【最新】金融合同-财产保险合同范本(英文)
- 格式:doc
- 大小:44.00 KB
- 文档页数:11
财产保险合同范本格式(涉外)(附英文)5篇篇1甲方(投保人/被保险人):__________乙方(保险公司):__________鉴于甲方就特定财产向乙方投保,乙方同意按照本保险合同条款承担保险责任,双方经友好协商,达成如下协议:一、合同背景与目的本合同旨在明确甲、乙双方在财产保险交易中的权利与义务。
双方遵循平等、自愿、公平、诚信的原则,确保合同内容的真实性和合法性。
二、保险标的1. 甲方将其合法拥有的财产(以下简称“保险标的”)向乙方投保,具体保险标的详见保险单。
2. 甲方应如实告知保险标的的有关情况,包括但不限于保险标的的名称、数量、价值、存放地点等。
三、保险金额与保费1. 甲方投保的保险金额为人民币______元(大写:______元整)。
2. 甲方应按照本合同约定的金额和期限支付保费。
四、保险期限1. 本合同的保险期限为______年,自______年______月______日起至______年______月______日止。
2. 保险期限的延长或终止需经双方协商一致,并以书面形式确定。
五、保险责任1. 乙方在保险期限内对甲方因自然灾害、意外事故等导致的保险标的损失承担保险责任。
2. 具体保险责任范围及赔偿限额以保险单为准。
六、投保人义务1. 甲方应如实提供与投保有关的资料,并对资料的真实性负责。
2. 甲方应按照约定支付保费。
3. 在保险标的转移或重要事项变更时,甲方应及时通知乙方。
七、保险公司义务1. 乙方应根据本合同约定承担保险责任。
2. 乙方收到甲方的索赔请求后,应及时处理。
3. 乙方应对甲方的咨询和投诉给予及时答复。
八、赔偿处理1. 甲方在发生保险事故后,应及时通知乙方,并按照乙方的要求提供有关索赔资料。
2. 乙方收到甲方的索赔请求后,应及时核定损失,并在约定时间内支付赔款。
九、违约责任1. 若甲方违反本合同约定,乙方有权解除本合同,并要求甲方承担违约责任。
2. 若乙方违反本合同约定,应承担相应的违约责任。
财产保险合同范本格式(涉外)(附英文)5篇篇1Property Insurance Contract TemplateThis Property Insurance Contract is made and entered into as of the [Date], by and between [Name of the Insurer], a company organized and existing under the laws of [Country], with its principal place of business located at [Address] (hereinafter referred to as the "Insurer"), and [Name of the Insured], a company organized and existing under the laws of [Country], with its principal place of business located at [Address] (hereinafter referred to as the "Insured").1. Policy Number: The Insurer agrees to issue to the Insureda policy of insurance against loss or damage to property covered by this contract. The policy number shall be [Policy Number].2. Insured Property: The Insurer agrees to provide insurance coverage for the following property owned by the Insured: [List of Insured Property].3. Coverage: The Insurer agrees to provide coverage for loss or damage due to fire, theft, vandalism, malicious mischief, riot,civil commotion, explosion, earthquake, flood, windstorm, hail, and any other perils as stated in the policy.4. Coverage Limits: The Insurer shall be liable for the actual cash value of the property lost or damaged, up to the coverage limit specified in the policy.5. Deductible: The Insured shall be responsible for a deductible of [Dollar Amount] for each claim made under this policy.6. Premium: The Insured shall pay the premium for this policy in the amount of [Dollar Amount] within [Number] days of the effective date of this contract.7. Term: This contract shall be in effect for a period of [Number] years, commencing on the effective date and ending on the expiration date of the policy.8. Claims: In the event of loss or damage to the insured property, the Insured shall promptly notify the Insurer and submit a claim for the loss. The Insurer shall promptly investigate the claim and provide payment for the covered loss in accordance with the terms of this contract.9. Governing Law: This contract shall be governed by the laws of [Country] and any disputes arising under this contract shall be resolved in accordance with the laws of [Country].IN WITNESS WHEREOF, the parties hereto have executed this contract as of the date first above written.Insurer: [Name of the Insurer]By: ________________________Title: _______________________Insured: [Name of the Insured]By: ________________________Title: _______________________[Signature page for the Insurer and the Insured]篇2Property Insurance Contract Template (Foreign-related)(with English)1. IntroductionThis Property Insurance Contract Template is designed for foreign-related property insurance transactions. It lays out theterms and conditions of the insurance contract between the insurer and the insured party, providing comprehensive coverage against various risks and perils. The contract template includes clauses on coverage, exclusions, premium payment, claims, and other important provisions. It is essential for both parties to thoroughly review and understand the terms before entering into the agreement.2. Parties InvolvedThis Property Insurance Contract is entered into between:Insurer: [Name of Insurance Company]Address: [Address of Insurance Company]Contact: [Contact Information]Insured: [Name of Insured Party]Address: [Address of Insured Party]Contact: [Contact Information]3. CoverageThe property insurance coverage provided under this contract includes but is not limited to:- Fire and related perils- Theft and burglary- Water damage- Natural disasters (e.g., earthquakes, hurricanes)- Liability coverage- Business interruption coverageThe coverage will be effective from the date of the contract and shall continue for the specified period, subject to the terms and conditions outlined in the contract.4. ExclusionsThe following risks and perils are excluded from the property insurance coverage:- War and acts of terrorism- Nuclear accidents- Intentional acts of the insured- Wear and tear- Damage caused by insects or verminThe insured is responsible for ensuring that the property is adequately maintained and protected against excluded risks to maintain coverage under the contract.5. Premium PaymentThe insured party agrees to pay the premium as specified in the contract. Failure to make timely premium payments may result in the cancellation of the insurance coverage. The insurer shall provide notice to the insured party in advance of any premium payment due dates.6. Claims ProcessIn the event of a claim, the insured party must notify the insurer immediately and provide all necessary documentation to support the claim. The insurer will assess the claim and determine the coverage provided under the contract. The insured party agrees to cooperate fully with the claims investigation process and provide accurate information to the insurer.7. TerminationEither party may terminate this property insurance contract by providing written notice to the other party. The termination shall be effective upon receipt of the notice. The contract mayalso be terminated due to non-payment of premiums by the insured party or material breach of the contract terms.8. Governing LawThis property insurance contract is governed by the laws of [Country]. Any disputes arising from the contract shall be resolved through arbitration in accordance with the arbitration rules of [Arbitration Authority].9. Entire AgreementThis Property Insurance Contract constitutes the entire agreement between the insurer and the insured party and supersedes any prior agreements or understandings, whether written or oral. Any amendments to the contract must be made in writing and signed by both parties.10. SignaturesThis Property Insurance Contract is executed by the authorized representatives of the insurer and the insured party on the date written below:Insurer:[Signature][Printed Name][Date]Insured:[Signature][Printed Name][Date]This Property Insurance Contract Template is provided for reference purposes only. It is recommended that both parties seek legal counsel before entering into an insurance agreement to ensure compliance with applicable laws and regulations.篇3Property Insurance Contract Template (Foreign-Related)1. Parties to the Contract:This Property Insurance Contract is entered into by and between the Insurer and the Insured as follows:Insurer: [Name of Insurance Company]Address: [Address of Insurance Company]Insured: [Name of Insured]Address: [Address of Insured]2. Subject Matter of Insurance:The subject matter of this insurance contract includes the property owned by the Insured, as specified in the Schedule of Property attached hereto.3. Coverage and Risks Insured:The Insurer agrees to cover the risks associated with the specified property against loss, damage, or destruction caused by perils such as fire, theft, flood, natural disasters, and other insured events.4. Policy Period:The policy period for this insurance contract shall commence on [Start Date] and shall remain in effect until [End Date], unless terminated earlier as provided for in this contract.5. Premium:The Insured shall pay the agreed premium amount to the Insurer in a timely manner, as specified in the Payment Schedule attached hereto.6. Settlement of Claims:In the event of a claim arising under this insurance contract, the Insured must notify the Insurer promptly and provide allnecessary documentation to support the claim. The Insurer shall assess the claim and settle it in accordance with the terms and conditions of this contract.7. Termination of Contract:This insurance contract may be terminated by either party with written notice to the other party, subject to the terms and conditions specified in this contract.8. Jurisdiction and Governing Law:This insurance contract shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising under this contract shall be resolved through arbitration in [Arbitration Forum].In witness whereof, the parties hereto have executed this Property Insurance Contract on the date first above written.[Signature of Insurer] [Signature of Insured][Printed Name of Insurer] [Printed Name of Insured][Date] [Date]Schedule of Property1. Description of Property: [Describe the property to be insured]2. Policy Number: [Policy Number]3. Sum Insured: [Amount of coverage]4. Premium Amount: [Premium Amount]5. Payment Schedule: [Payment schedule for premiums]This Property Insurance Contract is made and entered into on [Date].Please note that this is a sample template and should be customized to suit the specific requirements of the parties involved. It is advisable to seek legal advice before entering into any insurance contract.篇4Property Insurance Contract Template (International)This Property Insurance Contract Template (International) is made and entered into on [Date], by and between [Company Name], a company duly organized and existing under the laws of [Country], with its principal place of business located at [Address], hereinafter referred to as the "Insurer", and [Insured Name], withits principal place of business located at [Address], hereinafter referred to as the "Insured".1. Property Insured: The Insurer agrees to insure the Insured's property as described in Schedule A attached hereto.2. Coverage: The Insurer shall provide coverage for loss or damage to the Insured's property caused by fire, flood, theft, vandalism, and other perils as specified in the policy. The Insured agrees to pay the premium as specified in Schedule B.3. Deductible: The Insured shall be responsible for paying the deductible as specified in Schedule B for each claim.4. Policy Term: This Contract shall be effective for a period of [Term] commencing on [Effective Date] and terminating on [Expiration Date], unless otherwise extended or terminated earlier in accordance with the terms herein.5. Renewal: The Contract may be renewed for subsequent terms upon mutual agreement of the parties in writing and payment of the premium for the renewal term.6. Claims: In the event of a claim, the Insured shall provide prompt notice to the Insurer and shall cooperate fully in the investigation and settlement of the claim.7. Assignment: The Insured shall not assign or transfer this Contract or any interest therein without the prior written consent of the Insurer.8. Governing Law: This Contract shall be governed by and construed in accordance with the laws of [Country].IN WITNESS WHEREOF, the parties hereto have executed this Contract as of the date first above written.[Insurer Name]By: ___________________________Name: ________________________Title: _________________________[Insured Name]By: ___________________________Name: ________________________Title: _________________________SCHEDULE ADescription of Property Insured:[List of Properties]SCHEDULE BPremium:Deductible:篇5Property Insurance Contract Template (Foreign-related)1. Parties to the Contract:1.1 Insurer: [Name of the Insurance Company]1.2 Insured: [Name of the Insured Party]2. Subject Matter of the Insurance:2.1 The Insurer agrees to provide insurance coverage to the Insured for the following subject matter:- [Description of the property or assets to be insured]3. Coverage:3.1 The Insurance Policy shall cover the following risks:- Fire and lightning- Theft and burglary- Explosion- Flood and water damage- Riot and civil commotion- Earthquake- Impact damage- Terrorism- Other risks as agreed upon by the parties4. Sum Insured:4.1 The sum insured under this policy shall be [Amount in Currency].5. Premium:5.1 The Insured agrees to pay the premium of [Amount in Currency] to the Insurer in consideration for the insurance coverage provided.6. Duration of the Contract:6.1 The insurance coverage shall be effective from [Start Date] to [End Date].7. Claims Procedure:7.1 In the event of a claim, the Insured shall notify the Insurer immediately and provide all necessary documentation to support the claim.7.2 The Insurer shall assess the claim and make a decision on the claim settlement within [Number of Days] days.8. Governing Law:8.1 This contract shall be governed by the laws of [Country].9. Dispute Resolution:9.1 Any dispute arising out of or in connection with this contract shall be resolved through arbitration in accordance with the rules of [Arbitration Institution].10. Entire Agreement:10.1 This contract constitutes the entire agreement between the parties and supersedes any prior agreements or understandings.IN WITNESS WHEREOF, the parties hereto have executed this Property Insurance Contract on the date first above written.Insurer: ________________________ Insured:_________________________Signature: _______________________ Signature: _______________________Date: ____________________________ Date:____________________________[Seal of the Insurance Company][Seal of the Insured Party]。
财产保险合同格式(涉外英文)8篇篇1Property Insurance Contract (International Format in English)This Property Insurance Contract (hereinafter referred to as the "Contract") is made and entered into by and between the Insurer and the Insured, whereby the Insurer agrees to indemnify the Insured for the risks specified in this Contract in relation to the property being insured.Definitions and Interpretation:1. Insurer: The company offering insurance coverage under this Contract.2. Insured: The party identified in the Contract Schedule who is seeking insurance coverage for their property.3. Property: The assets specified in the Contract Schedule, which may include buildings, machinery, equipment, inventory, and other assets.4. Risks: The potential losses covered by the insurance, such as fire, theft, natural disasters, etc.Contract Schedule:Both parties shall complete and agree to the following schedule:* Description of the property being insured.* Location of the property.* Risks covered by the insurance.* Total value of the property.* Premium amount and payment schedule.* Duration of the Contract.* Any special terms and conditions.Insurer's Obligations:The Insurer agrees to pay, in accordance with the terms of this Contract, any valid claim made by the Insured for losses incurred due to the risks specified in the Contract Schedule.Insured's Obligations:The Insured shall:* Pay the agreed premium on time.* Maintain accurate records of the property being insured.* Notify the Insurer immediately of any changes in the property or circumstances that may affect the insurance coverage.* Make a claim promptly after a loss occurs and provide necessary documents to support the claim.Exclusions:This Contract does not cover losses caused by wars, nuclear risks, or any other risks not specifically mentioned in the Contract Schedule. The Insurer shall not be liable for any consequential losses or indirect losses unless otherwise agreed in writing.Settlement of Claims:In case of a claim, the Insured shall submit necessary documents to prove the loss. The Insurer shall evaluate the claim and make payment promptly upon confirmation of the loss and validity of the claim.Termination:This Contract may be terminated by either party giving a written notice to the other party. The termination shall takeeffect from a date specified in the notice. Any premium for unused period shall be adjusted accordingly.Miscellaneous:篇2Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company and the Insured, who agree to the terms and conditions set out below:Parties:Insurance Company: ________________Insured: ________________Contract Title: Property Insurance ContractArticle 1: Contract PurposeThe purpose of this Contract is to cover risks associated with property insurance of the Insured’s assets.Article 2: Contract TermThis Contract shall be effective from the date of issuance and shall continue for the agreed term unless terminated in accordance with the terms of this Contract.Article 3: Insured PropertyThe property covered by this Contract includes, but is not limited to, the following: ____________________. The specific details of the insured property shall be listed in the Schedule of Insurance.Article 4: CoverageThe Insurance Company shall cover losses or damages to the Insured Property caused by specified events, such as fire, explosion, lightning, windstorm, hail, earthquake, etc. The specific coverage shall be stated in the Schedule of Insurance.Article 5: ExclusionsThe following losses or damages shall not be covered by this Contract: ________________. (Insert specific exclusions relevant to the policy)Article 6: Premium PaymentThe Insured shall pay the premium specified in this Contract to the Insurance Company in a timely manner.Article 7: Claims SettlementIn case of any loss or damage to the Insured Property, the Insured shall promptly notify the Insurance Company and submit a claim in accordance with the procedures specified in this Contract. The Insurance Company shall investigate and settle the claim in a reasonable manner.Article 8: Settlement of DisputesAny dispute arising from or in connection with this Contract shall be settled through friendly negotiation. If no settlement can be reached, either Party may submit the dispute to a court of law with jurisdiction over the matter.Article 9: Misrepresentation and FraudAny misrepresentation or fraud by the Insured shall cause the nullity of this Contract from the beginning. Any claims arising from such misrepresentation or fraud shall not be paid by the Insurance Company.Article 10: Contract TerminationThis Contract may be terminated by either Party giving written notice to the other before the expiration date. Upon termination, all rights and obligations of both Parties shall be extinguished except for any claims arising prior to termination.Termination shall not affect any existing rights or obligations under this Contract.(Add any additional terms and conditions if necessary.)Signature:The Insurance Company: ________________ (Signature)Date: ________________The Insured: ________________ (Signature)Date: ________________Witness: ________________ (Signature)Date: ________________(Note: This contract must be signed by both parties and witnessed.)篇3Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company and the Insured, who agree to the terms and conditions stated below:I. PartiesInsurance Company: _________________ (Name of the insurance company)Insured: _________________ (Name of the party seeking insurance)II. Insurance CoverageThe Insurance Company agrees to cover the property listed in the schedule attached hereto against risks specified in this Contract. The property insured includes, but may not be limited to, buildings, machinery, equipment, inventory, and other assets.III. Period of InsuranceThe Period of Insurance shall begin on ________________ (start date) and end on ________________ (end date).IV. Insurance Amount and PremiumThe total amount insured for the property is ________________ (amount) with a premium of ________________ (amount) payable by the Insured to the Insurance Company.V. Risks CoveredRisks covered under this Contract include, but are not limited to, fire, theft, natural disasters (e.g., earthquake, flood), and malicious damage.VI. ExclusionsThe following are excluded from this insurance coverage: wear and tear, deliberate damage by the Insured, nuclear risks, war risks, and any other risks not specifically mentioned in this Contract.VII. Claims SettlementIn case of any loss or damage to the insured property, the Insured shall promptly notify the Insurance Company in writing or by email with all necessary details and evidence of loss. The claim shall be settled in accordance with the terms and conditions of this Contract and the applicable laws.VIII. IndemnificationThe Insurance Company shall indemnify the Insured for any loss or damage to the insured property, provided that such loss or damage is due to a risk covered by this Contract and is supported by adequate evidence.IX. Default and TerminationIf the Insured fails to pay the premium on time or breaches any term of this Contract, the Insurance Company may terminate this Contract immediately and cancel the insurance coverage.X. Applicable Law and JurisdictionThis Contract shall be governed by the laws of________________ (country) and any dispute arising out of or in connection with this Contract shall be subject to the jurisdiction of ________________ (court/tribunal).XI. Miscellaneous1. Both parties shall maintain confidentiality regarding any information related to this Contract.2. This Contract may not be modified or amended except in writing signed by both parties.3. Failure by either party to exercise any right or remedy under this Contract shall not be a waiver of such right or remedy.4. If any provision of this Contract is invalid or unenforceable, it shall be deemed modified to the extent necessary to render it valid and enforceable, or if such modification is not possible, it shall be severed from this Contract without affecting the validity or enforceability of the remaining provisions.5. This Contract shall be binding on both parties and their respective successors and assigns.In conclusion, the parties hereby affirm their understanding of all terms and conditions stated in this Property Insurance Contract and agree to abide by them fully.Insurance Company: ________________ (Signature)Date: ________________ (Date)Insured: ________________ (Signature)Date: ________________ (Date)____________________________ (Place)篇4Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company (hereinafter referred to as "the Company") and the Insured (hereinafter referred to as "the Client"), with respect to the insurance of property located at the specified address.I. Contracting PartiesThe Company: ________________ (Insurance Company Name)The Client: ________________ (Insured's Full Name)II. Insurance PropertyThe subject matter of this insurance is located at________________ (Address) and includes, but may not be limited to, the following property: ________________ (Description of property being insured, including buildings, machinery, equipment, inventory, etc.).III. Coverage PeriodThe insurance coverage shall be effective from________________ (Start Date) until ________________ (End Date).IV. Insurance CoverageThis contract covers risks including, but not limited to: fire, theft, natural disasters (e.g., earthquake, flood), and accidents involving property damage. Additional coverages may be included upon mutual agreement between the parties. Exclusions to the coverage shall be clearly stated in this contract.V. Premium and PaymentThe total insurance premium for the coverage specified in this contract is ________________ (Amount). The Client shall pay thepremium in full prior to the commencement of the coverage period. The Company shall issue a receipt for the premium paid.VI. Claims SettlementIn case of any damage to the insured property, the Client shall immediately notify the Company. The Company shall investigate and process the claim according to its procedures. The Client shall provide all necessary documents and information to facilitate the claims process. The Company shall make payment of the claim in accordance with the terms of this contract and its policies.VII. TerminationThis contract may be terminated by either party giving a written notice to the other party prior to the end of the coverage period. In case of termination, the Company shall refund the unearned premium based on the remaining period of coverage.VIII. MiscellaneousBoth parties shall perform their duties stipulated in this contract in good faith and in accordance with laws and regulations of both parties' jurisdictions. Any disputes arising from or in connection with this contract shall be resolved through friendly negotiation. If no settlement can be reached,such disputes shall be finally settled by ________________ (Method of dispute resolution, e.g., arbitration or litigation) in accordance with ________________ (Applicable laws or arbitration rules).This contract is made in duplicate, with each party holding one copy. This contract shall be valid from the date of signing by both parties and shall be binding on both parties. Any amendments or modifications to this contract must be made in writing and signed by both parties.Insurance Company:(Company Name)(Company Address)Date: ________________ (Date)Signed by: ____________________ (Authorized Representative)Title: ____________________ (Position)Insured:(Full Name)(Address)Date: ________________ (Date)Signed by: ____________________ (Insured)Title or Witness: ____________________ (If applicable)____________________________________________________________________ 注:该合同以中英文双语呈现,双方在签订合同时应确保对合同内容有充分理解。
财产保险合同格式(涉外英文)3篇篇1Property Insurance Contract Format1. Parties to the Contract:This Property Insurance Contract (hereinafter referred to as "the Contract") is made and entered into between the Insured and the Insurer, whose details are as follows:Insured:Name: [Name of the Insured]Address: [Address of the Insured]Contact Information: [Phone Number/Email of the Insured]Insurer:Name: [Name of the Insurer]Address: [Address of the Insurer]Contact Information: [Phone Number/Email of the Insurer]2. Insured Property:The Insured property covered under this Contract includes but is not limited to [Describe the insured property in detail, including its location, type, value, and any special features].3. Insurance Coverage:The Insurer agrees to provide coverage for the Insured Property against the risks specified in this Contract, including but not limited to fire, theft, vandalism, and natural disasters. The coverage limit is specified in the Insurance Schedule attached to this Contract.4. Premium Payment:The Insured agrees to pay the Premium in the amount of [Premium Amount] to the Insurer in consideration for the coverage provided under this Contract. The Premium payment schedule and method of payment are specified in the Insurance Schedule.5. Claims Procedure:In the event of a claim, the Insured must notify the Insurer immediately and provide all necessary documentation to support the claim. The Insurer will investigate the claim and make a decision on the payout within a reasonable timeframe.6. Termination of Contract:This Contract may be terminated by either party with written notice to the other party. The Insurer may terminate the Contract in case of non-payment of Premium or if the Insured has made a false statement in the application for insurance.7. Governing Law:This Contract shall be governed by the laws of [Jurisdiction] and any disputes arising from this Contract shall be resolved through arbitration in accordance with the rules of [Arbitration Institution].8. Entire Agreement:This Contract represents the entire agreement between the Parties with respect to the subject matter hereof and supersedes all prior agreements and understandings, whether written or oral.In witness whereof, the Parties hereto have executed this Contract on the date first above written.[Signature of Insured] [Signature of Insurer][Printed Name of Insured] [Printed Name of Insurer]Date: [Date of Contract]This Contract is made in duplicate, each party retaining one original copy.Insurance Schedule:Insured Property:[Description of Insured Property]Insurance Coverage:[Coverage Details]Premium Amount:[Amount]Premium Payment Schedule:[Payment Schedule]Governing Law:[Law of Jurisdiction]篇2Property Insurance Contract FormatArticle 1 DefinitionsFor the purpose of this Contract, the following terms shall have meanings as indicated:1.1 Insurer refers to [Name of Insurance Company], with its principal place of business at [Address].1.2 Insured refers to [Name of Insured], located at [Address], who is the beneficiary of this Contract.1.3 Policy refers to the official document issued by the Insurer that outlines the terms and conditions of this Contract.Article 2 Insured Property2.1 The Insured Property includes but is not limited to the following assets: [List of assets covered by the insurance].2.2 The Insured Property is covered against risks including fire, theft, natural disasters, and other perils as outlined in the Policy.Article 3 Coverage3.1 The Insurer agrees to provide coverage for the Insured Property in accordance with the terms and conditions outlined in the Policy.3.2 The Insured Property shall be covered for the amount stated in the Policy, subject to any deductible specified.Article 4 Premium4.1 The premium for this insurance Contract shall be paid by the Insured in accordance with the payment schedule outlined in the Policy.4.2 Failure to pay the premium as scheduled may result in the termination of coverage under this Contract.Article 5 Term of Contract5.1 This Contract shall be effective as of the date of signing and shall remain in force for a period of [Term of Contract] years.5.2 Either party may terminate this Contract by providing written notice to the other party at least [Notice Period] days prior to the intended termination date.Article 6 Claims6.1 In the event of a loss covered under this Contract, the Insured shall promptly notify the Insurer and file a claim in accordance with the procedures outlined in the Policy.6.2 The Insurer shall investigate the claim and make a determination regarding coverage and payment in accordance with the terms of the Policy.Article 7 Dispute Resolution7.1 Any disputes arising under this Contract shall be resolved through negotiation between the parties.7.2 If the parties are unable to reach a resolution through negotiation, the dispute shall be subject to arbitration in accordance with the laws of [Jurisdiction].Article 8 Governing Law8.1 This Contract shall be governed by and construed in accordance with the laws of [Jurisdiction].IN WITNESS WHEREOF, the parties hereto have executed this Contract on the date first above written.Insurer: [Signature] [Name] [Title]Insured: [Signature] [Name] [Title]篇3Property Insurance Contract Format (Foreign-related English Version)Article 1. Insurer, Insured and Beneficiary1.1 Insurer: [Name of the Insurance Company]1.2 Insured: [Name of the Insured]1.3 Beneficiary: [Name of the Beneficiary]Article 2. Subject Matter of Insurance2.1 The subject matter of insurance shall refer to the property specified in the insurance policy, including but not limited to buildings, machinery, equipment, stock, and other tangible assets.2.2 The insured property must be located at the insured location at the time of the occurrence of the insured risk, unless otherwise agreed upon in writing between the insurer and the insured.Article 3. Insured Risks3.1 The risks covered by this insurance contract shall include but not be limited to fire, explosion, lightning, theft, vandalism, water damage, and other risks specified in the insurance policy.3.2 Any exclusions to the insured risks shall be clearly stated in the insurance policy, and the insurer shall not be liable for any claims arising from excluded risks.Article 4. Insured Amount and Insurance Premium4.1 The insured amount shall be agreed upon between the insurer and the insured at the time of the insurance contract, and the insurance premium shall be determined based on the insured amount and the insured risks.4.2 The insurance premium shall be paid by the insured in accordance with the payment terms specified in the insurance policy. Failure to pay the insurance premium may result in the termination of the insurance contract.Article 5. Obligations of the Insurer5.1 The insurer shall indemnify the insured for any loss or damage to the insured property caused by the insured risks, up to the insured amount specified in the insurance policy.5.2 The insurer shall process any claims made by the insured in a timely manner and in accordance with the terms and conditions of the insurance policy.Article 6. Obligations of the Insured6.1 The insured shall take all necessary measures to prevent or minimize the occurrence of insured risks, including but not limited to installing fire alarms, security systems, and other safety measures.6.2 The insured shall notify the insurer of any changes to the insured property or the insured risks in a timely manner, and failure to do so may result in the rejection of any claims made by the insured.Article 7. Settlement of Disputes7.1 Any disputes arising from this insurance contract shall be resolved through negotiation between the insurer and the insured. In the event that a settlement cannot be reached, either party may refer the matter to arbitration or litigation in accordance with the laws of the jurisdiction where the insured property is located.Article 8. Governing Law8.1 This insurance contract shall be governed by and construed in accordance with the laws of [Jurisdiction] without regard to its conflict of laws provisions.In Witness Whereof, the Parties hereto have caused this Contract to be executed by their duly authorized representatives as of the Effective Date.。
本文部分内容来自网络,本司不为其真实性负责,如有异议请及时联系,本司将予以删除== 本文为word格式,简单修改即可使用,推荐下载! ==金融合同:财产保险合同格式(涉外英文)[1]propertyinsuranceclauses wholedoc. i.thepropertyinsured thepropertyinsuredshallrefertoallpropertiesand expenses spe-cifiedinthescheduleofthispolicy. unlessspecificallyagreeduponinwritingbetweentheinsuredandthecompanyan dappraisedandvalue-establishedbyprofessionalsorassessors,thefollowingarticlesandtheexpen ses relevant thereto shall not becoveredunderthispolicy:1.gold,silver,pearls,diamonds,preciousstonesandjades;2.antiques,articlesofvirtue, ancient coins, ancient books andancientpaintings;3.worksofartorpostagestamps;4.advertisements,aerials,neon,piecesofsolarenergyapparatusetc.onbuild ings;putersystemrecordsoritsmakingandcopyingcosts. undernocirc umstancesshallthefollowingarticles relevant theretobecoveredhereunder:1.guns,ammunitionorexplosives;2.banknotes,securities,bills,documents,files, account books ordrawings;3.animals,plantsandagriculturalcrops;4.mobilephones,portablecomputers,removable photograph apparatusorotherpreciousarticles;5.vehicleslicensedforgeneraltransportuse. ii.scopeofcover thecompanyshallindemnifytheinsuredin respect of the physicallossofordamagetotheinsuredpropertystatedin the schedule duringtheperiodofinsurancedirectlyarisingfromthefollowingperils:1.fire;2.explosion; butnotincludingexplosionof a boiler or other pressure reliefdevices;3.lightning;4.hurr icane,typhoonandtornado;5.storm,tempestandflood; butnotincludinglossordamagecaused by changein normal waterlevelorinundationfromseawaterorwaterescape or leakage from thenormalconfinesofanynaturalwatercourse,lakeorreservoir, canal ordamaswellaslossofordamagetotheinsuredpropertycausedbystorm,tempestorfloodwhilebeingstoredintheopenorcoveredbyor under ashedthatchedwithreeds,tarpaulins, straw, asphalt felt, plastic ornylonsheet; 6.hailstorm; ndslide,rockslide,avalanche;8.volcanicexplosion; 9.subsidenceofground; but not including loss or damage resulting from pile driving,groundworkorexcavation;; 10.crashingaircraftandpartsorarticlesfallingfromaircraft andotherflyingobjects; 11.burstingofwate rtankorpipe; butnotincludingburstingofwatertankorpipeduetorust. iii.exclusions thiscompanyshallnotbeliablefor: 1.lossofordamagetotheinsuredproperty or expenses caused byintentionalactorgrossnegligenceoftheinsuredorhisrepresentative; 2.lossofordamageto the insured property caused and expensesincurredbyearthquakeortsunami;3.depreciation,lossofmarket,lossofuseand other consequentiallossesofanydescription;4.lossofordamagetothe insured property or expenses incurredarising from war, warlike operation, hostilities, armedconflicts,terrorism,conspiracyinsurrection,coupd'etat,strike,riot, and civilcommotion;5.confiscation,requisition,destructionordamagebyany action or orderofanygovernmentdejureordefactoorbyanypublicauthorities;6.lossofordamagetoinsuredpropertydirectlyorindirectlycausedorexpenses incurredbynuclearfission,nuclearfusion, nuclearweapon,nuclearmaterial,nuclearradiationandradioactivecontamination;7.lossordamagecausedandexpensesincurred by pollution of anykind or description whatsoever such as atmosphere, land and waterpollutionsbutthisdoesnotincludelossordamage caused by pollutionarisingfromperilsspecifiedinarticleiithepolicy;8.thedeductiblesstatedinthescheduletobebornebytheinsured;9.lossordamagearisingfromanyotherperilsnotlistedin articleiiofthispolicy. iv.treatmentofclaim1.thecompanyshallatitsoption,indemnifytheinsured in respectoflossordamagefallingwithinthescope of cove r of the policy byeither: 1.1payingtheamountoftheactualvalue of the property lost ordamagedor; 1.2payingthenecessarycostofrepairingor restoring the damagedpropertytoitsnearestconditionimmediatelyprecedingthedamageor;1.3repairingorrestoringthedamagedpropertytoaconditionneartootherprope rtyoflikekindandquality.2.indemnityunderthispolicyshallbebasedupon the soundmarketvalueofthepropertyprevailingatthetimeofloss.ifthesound marketvalueofthedamagedpropertyis lower than the sum insured ofsuchproperty,theclaimshallbesettledonitsmarket value; if the soundmarketvalueofthepropertyisinexcessofthesuminsured,the companyshallonlybeliableforsuchproportionoftheclaimasthe sum insuredofthedamagedpropertybearstoitssoundmarketvalue. if the insuredpropertyenumeratedinthesched uleismorethanoneitem, the provisionofthisclauseshallapplytoeachthereof.3.ifaclaimforlossofordamagetotheinsureditemissettled onatotallossbasis,thesalvagevalueofsuchitemshallbededucted fromtheindemnitypayablebythecompany.the company may, at itsoption,declinetheabandonmentofanydamagedpropertybytheinsured.4.intheeventoflossofordamageto any equipment item insuredformingpartofapairorset,thecompanyshallnotbeliablein respectofeachofsuchitemlostordamagedformorethanitsproportionate partofthesuminsuredonthecompletepairorset.5.intheeventofanylossoccurrence,thecompanyshallalsopaytheinsuredforth eexpensesreasonablyincurredfortakingnecessarymeasurestominimizelossor damagetotheleastextent,butinnocaseshall suchexpensesreferredheretoexceedthesuminsuredoftheinsuredproperty.6.uponsettlementofaclaim,anendorsementshallbeissued by thecompanytoreducet hesuminsuredcorrespondingtothe property lost ordamagedbytheamountsosettledfromthedateof loss, and no premiumshallberefundedfortheamountsoreduced.ifreinstatementof the suminsuredisrequiredbythe insured upon settlement of the claim, anadditionalpremiumforthereinstatedamountshallbechargedatanagreedrate ,andbecalculatedonproratadailybasisfromthedateof loss totheexpiryoftheinsurance.7.thetimeofvalidityofaclaim under this insurance shall notexceedaperiodoftwoyearcountingfromthedateofloss. v.insured'sobligationsthefollowingobligationsshallbestrictlyfulfilledby the insuredandhisrepresentative: 1.theinsuredandhisrepresentative, when applying for insuranceshallmaketrueanswersordescriptionstothequestionsin the proposalandquestion naireortoanyotherquestionsraisedbythecompany.2.theinsuredandhisrepresentativeshallpaytothecompanyin duecoursetheagreedpremiuminthemannerasprovidedin the schedule andendorsements. 3.duringtheperiodofthisinsurance,theinsuredshallat his ownexpensetake all reasonable precautions, including paying sufficientattentiontoandputtingintopracticethereasonable recommendations ofthecompany,prudentlyselectingtheworkmenandemployees and complyingwithallstatutoryregulationsandsafetyoperationprocedures.4.intheeventofanyoccurrencewhichgivesormightgiveriseto aclaimunderthispolicy,theinsuredorhisrepresentativeshall:4.1notifythecompanyimmediatelyandwithinseven(7) days or anyfurtherperiodasmaybeagreedby the company in writing, furnish awrittenreporttoindicatethecourse,probablereasonandextentof lossordamage 4.2takeallnecessarymeasurestoavoidaggravationof the loss ordamageandminimizeittotheleastextent; 4.3 preserve the spot affected and defective parts before aninspectioniscarried out by arepresentative or surveyor from thecompany; 4.4furnishallsuch information and documentary evidence as thecompanymayrequireforsupportingtheclaim. vi.generalconditions1.policyeffect thedueobservanceandfulfilmentofthetermsandconditionsof thispolicyinsofarastheyrelatetoanythingtobedoneorcompliedwithbytheins uredshallbeaconditionprecedenttoanyliabilityofthecompanyunderthispoli cy.2.policyvoidance thispolicyshallbe voidable in the event of misrepresentation,m sdescriptionornon-disclosuremadebytheinsuredorhisrepresentativeinanymaterialparticulari nrespectofthisinsurance.3.policytermination unlessitscontinuancebeadmittedbythe company in writing, thispolicyshallbeautomaticallyterminatedif:3.1theinsurableinterestoftheinsuredislost;3.2theriskoflossordamageisincreased.afterterminationofthepolicy,thepremiumshallberefundedto theinsuredcalculatedonproratadailybasisfortheperiodfromthedateoftermi nationtothedateofexpiry. 4.policycancellation thispolicymaybecanceledatanytimeattherequestofthe insuredinwritingorattheoptionofthecompanybygivingafifteen (15)dayspriornoticetotheinsured.intheformercasethecompanyshallretainaprem iumcalculatedonshorttermratebasisforthetime the policy hasbeeninforcewhileinthelattercasesuchpremiumshallbecalculatedonprora tadailybasis. 5.forf eitofbenefitiftheclaimisinanyrespectfraudulent,orifanyfraudulent meansordevicesareusedbytheinsuredorhis representative to obtain anybenefitunderthispolicyorifanylossordamageis occasioned by theintentionalactorintheconnivanceoftheinsuredorhisrepresentative,the ninanyofthesecases,alltherightsand benefits of the insuredunderthispolicyshallbeforfeited,andall consequent losses arisingtherefromincludingtheamountofclaim paid by the company shall beindemnifiedbytheinsured. 6.reasonableinspection therepresentativeofthe company shall at any suitable time beentitledtoattendthesiteandinspectorexaminetherisk explosure ofthepropertyinsured.forthispurpose,the insured shall provide fullassistanceandalldetailsandinformationrequiredbythecompanyas maybe necessary for the assessment of the risk. the above mentionedinspectionorexamination shall in no circumstances be held as anyadmissiontotheinsuredbythecompany. 7.doubleinsurance shouldanyloss,damage,expensesorliabilityrecoverable under thepolicybealsocoveredbyanyotherinsurance,thecompanyshall only beliabletopayorcontributehisproportionoftheclaimirrespectiveastowheth ertheotherinsuranceisarrangedbytheinsuredor others onhisbehalf,orwhetheranyindemnification is obtainable under such otherinsurance. 8.subrogation whereathirdpartyshallbeheldresponsiblefortheloss or damagecoveredunderthispolicy,theinsuredshall,whetherbeingindemnifiedb ythecompanyornot,takeallnecessarymeasurestoenforceorreserve therightofrecoveryagainstsuchthirdparty,anduponbeingindemnified bythecompany,subrogatetot hecompanyalltherightofrecovery, transferallnecessarydocumentstoandassistthe company in pursuing recoveryfromtheresponsibleparty. 9.dispute alldisputesunderthisinsurancearisingbetweentheinsuredand thecompanyshallbesettledthrough friendly negotiations. where the twopartiesfailtoreachanagreementafternegotiations,suchdispute shallbesubmitted to arbitration or to court for legal actions. unlessotherwiseagreed,sucharbitrationorlegalactionshallbecarriedoutin theplacewherethedefendantisdomiciled. vii.specialprovisions thefollowingprovisionsshallbeappliedtoallpartsofthis policyandshalloverridetheothertermsandconditionsofthis policy if anyconflictarises. propertyinsurancepolicy p olicyno.: whereastheinsurednamedinthe schedule hereto has made tothe______insurancecompany(hereinafter called ""the company"") a writtenproposalwhichtogetherwithanyotherstatementsmadebytheinsured forthepurposeofthispolicyisdeemedtobe incorporated herein and haspaidtothecompanythepremiumstatedintheschedule. nowthispolicyofinsurancewitnessesthatsubjecttothe terms andconditionscontainedhereinorendorsedhereonthecompanyshallindemnifyt heinsuredfor the loss or damage sustained during the period ofinsurancestated in the schedule in the manner and to the extenthereinafterprovided. by the ________ &nb sp; insurancecompany_________________________authorisedsignaturedateofissue:placeo fissue: schedule policyno.:andaddressoftheinsured 1.1theinsured: 1.2address:2.locationofthepropertyinsured:3.natureoftrade:4.insuredit emsandsumsinsured: insureditems sumsinsured 4.1propertyinsured4.1.1building(s)(includingdecoration): 4.1.2machineryandequipment:4.1.3furnitureandfixture: (includingofficeequipmentandsupplies)4.1.4stock: 4.1.5others: 4.2additionalexpenses:4.2.1removalofdebrisfees: 4.2.2fireextinguishingexpenses:4.2.3professionalfees: 4.2.4otherexpenses:totalsuminsured:5.deductible(anyoneaccident):6.periodofinsurance:___m onths. from00:00of_________to24:00hoursof______7.premiumrate: totalpremium:8.dateofpayment:9.jurisdiction: thispolicyisgovernedbylawofthepeople'srepublicofchina.10.specialprovisions: propertyinsurancepolicy'sschedule _________insurancecompany [ 内容结束 ]以下文字仅用于测试排版效果, 请使用时删除!“山不在高,有仙则灵。
财产保险合同格式(涉外英文)8篇篇1Property Insurance Contract (International)本合同由以下双方签订:Contract made by and between:甲方(投保人):___________________乙方(保险公司):___________________Party A (Insurer): ________________Party B (Insurance Company): ________________鉴于甲方就特定的财产向乙方申请财产保险,乙方同意承保,双方根据平等自愿的原则,经充分协商,特订立本合同如下条款:WHEREAS: Party A applied to Party B for property insurance of its specific property and Party B agreed to cover the insurance; NOW THEREFORE, in order to conclude the insurance contract on the terms and conditions stated below, the parties hereby agree as follows:第一条保险财产范围及项目(Property Scope and Items)甲方就其位于____________(地址)的财产向乙方申请保险,具体保险财产范围及项目详见附件《保险财产清单》。
甲方应对保险财产的真实性和合法性负责。
Party A applies for insurance to Party B for its property located at __________ (address). The specific scope and items of the insured property are detailed in the attached "List of Insured Property". Party A shall be responsible for the authenticity and legality of the insured property.第二条保险金额(Sum Insured)及保险价值(Value)根据甲方的申请,乙方同意按照《保险财产清单》列明的项目及保险金额承保。
有关财产保险合同范本(英文)2篇篇1Property Insurance ContractThis Property Insurance Contract is made and entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Definitions:Insurance Company: The company offering insurance coverage under the terms of this Contract.Insured: The party seeking insurance coverage for their property under the terms of this Contract.Policy: This document, which outlines the terms and conditions of the insurance coverage provided by the Insurance Company to the Insured.Policy Period: The duration of time for which the insurance coverage is valid, specified in this Contract.Covered Property: The property of the Insured that is covered by this insurance policy.Risks Covered: Loss or damage to the Covered Property due to specified events, such as fire, theft, natural disasters, etc., as outlined in this Contract.Policy Amount: The total amount of coverage provided by the Insurance Company for the Covered Property.Premium: The fee paid by the Insured to the Insurance Company for the insurance coverage provided under this Contract.Contract Term: The duration of this Contract, specifying the start and end dates of insurance coverage.1. Insurance Coverage:2. Exclusions:3. Premium Payment:The Insured shall pay the Premium in full as specified in this Contract. Failure to pay the Premium on time may result in cancellation of insurance coverage.4. Claims Settlement:In case of any loss or damage to the Covered Property, the Insured shall promptly notify the Insurance Company and submit necessary documents to file a claim. The Insurance Company shall investigate and settle the claim in accordance with the terms and conditions of this Contract.5. Termination of Contract:Either party may terminate this Contract upon giving written notice to the other party. In case of termination, any unused Premium shall be refunded by the Insurance Company to the Insured.6. Misrepresentation:If any information provided by the Insured in connection with this Contract is incorrect or misleading, the Insurance Company may cancel this Contract and refuse to pay any claims.7. General Provisions:This Contract shall be governed by the laws of [insert jurisdiction]. Any dispute arising out of or in connection with this Contract shall be resolved through negotiation or arbitration as specified in this Contract.The parties hereby agree that the above terms and conditions are binding and shall be adhered to by both parties. This Contract represents the entire agreement between the parties and no modifications shall be made unless agreed upon by both parties in writing.Insurance Company: _____________________Date: ________________Insured: _____________________Date: ________________篇2Property Insurance ContractThis Property Insurance Contract is entered into by and between the Insurance Company and the Insured, where the Insurance Company agrees to provide insurance coverage for the property of the Insured as specified in this Contract.Definitions and InterpretationIn this Contract, unless otherwise defined herein or as may be applicable under the context, terms shall be defined as follows:* "Property" means any real or personal property covered by this Contract.* "Insurance Company" refers to the company providing insurance coverage under this Contract.* "Insured" refers to the party seeking insurance coverage under this Contract.* The terms of this Contract shall be interpreted according to the laws of the place where it is executed and any customary business practices related to insurance contracts in that jurisdiction.Contract PeriodThis Contract shall be effective from the date of its execution and shall continue until the expiration date specified in the Contract Schedule.CoverageThe Insurance Company agrees to cover the following risks related to the Property:* Fire, earthquake, windstorm, hail, explosion, and other specified natural disasters.* Aircraft crash, automobile accident, malicious damage, and other specified external events.* Other risks agreed upon by both parties.The Property to be covered shall be specified in the Contract Schedule and may include buildings, machinery, inventory, electronic equipment, etc. The exact scope of coverage shall be clearly defined in the Contract Schedule.ExclusionsThe Insurance Company shall not be liable for any losses caused by:* Intentional misconduct or criminal acts of the Insured or their representatives.* War, invasion, act of foreign enemies, civil war, rebellion or civil strife.* Nuclear reactions, nuclear radiation, or radioactive contamination.* Any other risks not specifically agreed upon by both parties and not listed in the Contract Schedule.Premium and PaymentThe premium for this Contract shall be determined based on the risks covered and the value of the Property. The Insured shall pay the premium in full before the Contract becomes effective. The Insurance Company shall issue a receipt for the premium paid.Claims SettlementTermination and CancellationMiscellaneousIn witness whereof, the parties have executed this Contract on the dates indicated below:Insurance Company: ________________Date: ________________Insured: ________________Date: ________________。
财产保险合同(英文)3篇全文共3篇示例,供读者参考篇1Property insurance is a type of insurance that provides financial protection against damage or loss of property. This can include protection for homes, businesses, vehicles, and other assets. A property insurance contract outlines the terms of the insurance coverage, including the types of property covered, the extent of coverage, and the premiums to be paid.One of the key components of a property insurance contract is the description of the property being insured. This includes details such as the location of the property, its value, and any special features that may affect the cost of coverage. For example, a home insurance policy would include information about the size, construction, and location of the insured property.The contract also specifies the risks that are covered by the insurance policy. This can include damage from fire, theft, vandalism, natural disasters, and other perils. The insurance company will outline the specific risks that are covered, as well asany limitations or exclusions that may apply. For example, a property insurance policy may not cover damage caused by flooding or earthquakes, unless additional coverage is purchased.In addition to outlining the coverage and risks, a property insurance contract also includes details about the premiums to be paid. The premium is the amount of money that the policyholder must pay to the insurance company in exchange for coverage. The premium amount can vary based on factors such as the value of the property, the level of coverage, and the insured's claims history.The property insurance contract also includes information about the deductible, which is the amount that the policyholder must pay out of pocket before the insurance company will begin to cover the cost of a claim. A higher deductible typically results in lower premiums, while a lower deductible may lead to higher premiums.In the event of a loss or damage to the insured property, the policyholder must file a claim with the insurance company. The insurance company will then assess the claim, determine the value of the damage, and provide compensation to the policyholder based on the terms of the contract.Overall, a property insurance contract is a legally binding agreement between the policyholder and the insurance company that provides financial protection against damage or loss of property. By understanding the terms of the contract and ensuring that their property is adequately covered, policyholders can have peace of mind knowing that they are protected in the event of a loss.篇2Property insurance is a type of insurance that provides financial protection for your physical belongings, such as your home, car, or personal possessions. In the event of damage, theft, or loss, property insurance can help cover the cost of repairs or replacement.A property insurance contract is a legally binding agreement between the policyholder and the insurance company. The contract outlines the terms and conditions of the coverage, including the types of losses that are covered, the limits of coverage, and the premium that the policyholder must pay in exchange for the insurance.One of the key components of a property insurance contract is the coverage provided. Most property insurance policies offercoverage for a range of perils, including fire, theft, vandalism, and natural disasters. The specific types of coverage will vary depending on the policy and the insurance company, so it's important to carefully review the contract to understand what is and isn't covered.In addition to coverage, the property insurance contract will also outline the limits of coverage. This refers to the maximum amount that the insurance company will pay out in the event of a claim. It's important to ensure that the limits of coverage are adequate to fully protect your belongings.Another important aspect of a property insurance contract is the premium. This is the amount that the policyholder must pay to the insurance company in order to maintain coverage. The premium may be paid annually, semi-annually, or monthly, depending on the terms of the contract.The property insurance contract will also detail any exclusions or limitations of coverage. These are situations or events that are not covered by the policy. Common exclusions may include intentional acts, acts of war, or neglect. It's important to carefully review the exclusions in the contract to understand what is not covered.In the event of a claim, the property insurance contract will outline the process for filing a claim and the steps that must be taken to receive payment. This may include providing proof of loss, obtaining estimates for repairs or replacement, and working with the insurance company to settle the claim.Overall, a property insurance contract is a vital tool for protecting your belongings and financial security. By understanding the terms and conditions of the contract, you can ensure that you have the coverage you need in the event of a loss. If you have any questions about your property insurance contract, be sure to contact your insurance agent or company for clarification.篇3Property insurance contracts are legal agreements between an insurance company and an individual or business that provide financial protection against the loss or damage of property. These contracts outline the terms and conditions under which the insurance company will compensate the policyholder in the event of a covered loss.Property insurance contracts typically cover a wide range of properties including homes, buildings, vehicles, and personalbelongings. The coverage provided by these contracts can vary depending on the type of property being insured and the specific terms of the contract. Some common types of property insurance contracts include homeowners insurance, renters insurance, and commercial property insurance.One of the key components of a property insurance contract is the premium, which is the amount of money that the policyholder pays to the insurance company in exchange for coverage. The premium is typically paid on a regular basis, such as monthly or annually, and the cost of the premium depends on factors such as the value of the property being insured, the level of coverage provided, and the policyholder's risk profile.Another important aspect of property insurance contracts is the coverage limits, which are the maximum amount that the insurance company will pay out in the event of a covered loss. Policyholders can choose their coverage limits based on their individual needs and budget, and it's important to carefully review these limits to ensure that they provide adequate protection for the property being insured.Property insurance contracts also include a list of covered perils, which are the specific events or circumstances that are protected against. Common covered perils include fire, theft,vandalism, and natural disasters such as hurricanes and earthquakes. It's important to review the list of covered perils in a property insurance contract to ensure that it provides adequate protection for the specific risks faced by the insured property.In addition to the coverage limits and covered perils, property insurance contracts also outline the policyholder's responsibilities in the event of a loss. These responsibilities typically include notifying the insurance company of the loss in a timely manner, cooperating with the insurance company's investigation of the claim, and providing documentation to support the claim.Overall, property insurance contracts are essential for protecting individuals and businesses against the financial consequences of property loss or damage. By understanding the terms and conditions of these contracts, policyholders can ensure that they have the right level of coverage to meet their needs and protect their valuable assets. It's important to review property insurance contracts carefully and work with a reputable insurance company to obtain the best possible coverage for your property.。
财产保险合同范本格式(涉外)(附英文)7篇篇1甲方(投保人):____________________乙方(保险公司):____________________鉴于甲方愿意将其财产投保于乙方,且乙方同意接受甲方的投保,根据《中华人民共和国合同法》及相关法律法规的规定,双方经友好协商,达成如下协议:一、保险标的1. 甲方将其所有的财产向乙方投保,具体保险标的物详见保险单。
2. 甲方应如实告知乙方有关保险标的的情况,包括但不限于财产的名称、数量、价值等。
如甲方故意隐瞒事实或提供虚假信息,乙方有权解除本合同。
二、保险金额与保费1. 甲方投保的保险金额为______(具体金额)。
2. 甲方应按照约定支付保险费,具体金额和支付方式详见保险单。
三、保险期限1. 本合同的保险期限为______(起始日期)至______(终止日期)。
2. 除非经双方协商一致延长保险期限,否则保险期限届满后本合同自动终止。
四、保险责任1. 在保险期限内,乙方对甲方因自然灾害、意外事故等原因导致的财产损失承担保险责任。
具体赔偿标准按照本合同的约定执行。
2. 乙方对甲方的赔偿责任以保险金额为限。
在保险金额内的损失,乙方应按照实际损失赔偿;超过保险金额的部分,乙方不予赔偿。
五、除外责任1. 本合同所列的除外责任事项,乙方不承担保险责任。
具体除外责任事项详见保险单。
2. 甲方应充分了解并接受本合同的除外责任事项。
六、通知与协助义务1. 甲方在保险事故发生后应及时通知乙方,并配合乙方进行事故调查和处理。
2. 乙方应及时向甲方提供必要的协助,以便甲方顺利处理保险事故。
七、争议解决1. 本合同的签订、履行、解释及争议解决均适用中华人民共和国法律。
2. 若双方因本合同产生争议,应首先友好协商解决;协商不成的,任何一方均有权将争议提交仲裁机构仲裁或向人民法院起诉。
八、其他条款1. 本合同一式两份,甲乙双方各执一份。
本合同自双方签字或盖章之日起生效。
金融合同:财产保险合同范本(英文) property insurance clauses whole doc. i. the property insured
the property insured shall refer to all properties and e_penses spe- cified in the schedule of this policy. unless specifically agreed upon in writing between the insured and the company and appraised and value-established by professionals or assessors, the following articles and the e_penses relevant thereto shall not be covered under this policy: 1. gold, silver, pearls, diamonds, precious stones and jades; 2. antiques, articles of virtue, ancient coins, ancient books and ancient paintings; 3. works of art or postage stamps; 4. advertisements, aerials, neon, pieces of solar energy apparatus etc. on buildings; 5. computer system records or its making and copying costs. under no circumstances shall the following articles relevant thereto be covered hereunder: 1. guns, ammunition or e_plosives; 2. banknotes, securities, bills, documents, files, account books or drawings; 3. animals, plants and agricultural crops; 4. mobile phones, portable computers, removable photograph apparatus or other precious articles; 5. vehicles licensed for general transport use.
ii. scope of cover
the company shall indemnify the insured in respect of the physical loss of or damage to the insured property stated in the schedule during the period of insurance directly arising from the following perils: 1. fire; 2. e_plosion; but not including e_plosion of a boiler or other pressure relief devices; 3. lightning; 4. hurricane, typhoon and tornado; 5. storm, tempest and flood; but not including loss or damage caused by change in normal water level or inundation from sea water or water escape or leakage from the normal confines of any natural water course, lake or reservoir, canal or dam as well as loss of or damage to the insured property caused by storm, tempest or flood while being stored in the open or covered by or under a shed thatched with reeds, tarpaulins, straw, asphalt felt, plastic or nylon sheet; 6. hailstorm; 7. landslide, rockslide, avalanche; 8. volcanic e_plosion; 9. subsidence of ground; but not including loss or damage resulting from pile driving, groundwork or e_cavation;
10. crashing aircraft and parts or articles falling from aircraft and other flying objects; 11. bursting of water tank or pipe; but not including bursting of water tank or pipe due to rust.
iii. e_clusions
this company shall not be liable for: 1. loss of or damage to the insured property or e_penses caused by intentional act or gross negligence of the insured or his representative; 2. loss of or damage to the insured property caused and e_penses incurred by earthquake or tsunami; 3. depreciation, loss of market, loss of use and other consequential losses of any description; 4. loss of or damage to the insured property or e_penses incurred arising from war, warlike operation, hostilities, armed conflicts, terrorism, conspiracy insurrection, coup detat, strike, riot, and civil commotion; 5. confiscation, requisition, destruction or damage by any action or order of any government de jure or de facto or by any public authorities; 6. loss of or damage to insured property directly or indirectly caused or e_penses incurred by nuclear fission, nuclear fusion, nuclear weapon, nuclear material, nuclear radiation and radioactive contamination; 7. loss or damage caused and e_penses incurred by pollution of any kind or description whatsoever such as atmosphere, land and water pollutions but this does not include loss or damage caused by pollution arising from perils specified in article ii the policy; 8. the deductibles stated in the schedule to be borne by the insured; 9. loss or damage arising from any other perils not listed in article ii of this policy.
iv. treatment of claim
1. the company shall at its option, indemnify the insured in respect of loss or damage falling within the scope of cover of the policy by either: 1.1 paying the amount of the actual value of the property lost or damaged or; 1.2 paying the necessary cost of repairing or restoring the damaged property to its nearest condition immediately preceding the damage or; 1.3 repairing or restoring the damaged property to a condition near to other property of like kind and quality. 2. indemnity under this policy shall be based upon the sound market value of the property prevailing at the time of loss. if the sound mark