2010年中国工商银行数据中心笔试部分考题

⼀、⾔语理解 1.中国妇⼥发展基⾦会将委托专业⾦融机构对中国⼥⾜发展基⾦进⾏管理和运作，其收益部分⽤于资助中国⼥⼦⾜球队改善⽣活和训练条件，开展交流与合作，培养选拔后备⼒量。

下列表述，符合⽂意的是( )。

A.中国⼥⾜发展基⾦，将解决中国⼥⾜所⾯临的问题B.⼴泛开展交往合作，是培养和选拔⼥⾜后备⼒量的保证C.中国⼥⾜的活动，由受委托的专业⾦融机构管理和运作D.中国⼥⾜发展基⾦，已确定了管理机制和运作规则 2.⽬前，我国⼴⼤居民个⼈依法纳税的意识还很⽋缺，因此，加强个⼈所得税⽅⾯的法制宣传⼯作⾮常必要。

通过各种形式进⾏个⼈所得税的宣传、教育⼯作，培养⼴⼤居民⾃觉依法纳税的意识，在全社会树⽴⼀个依法纳税光荣，偷税、逃税可耻的社会风⽓。

最能准确复述这段话主要意思的是( )。

A.加强个⼈所得税⽅⾯的宣传⼯作，培养⼴⼤居民⾃觉依法纳税的意识 B.依法纳税光荣，偷税、逃税可耻 C.我国⼴⼤居民个⼈依法纳税的意识还很⽋缺 D.加强个⼈所得税⽅⾯的法制宣传⼯作⾮常必要 3.不要过分地依赖语⾔。

不要总是企图在语⾔上占上风。

语⾔解不开的，事实可以解开。

语⾔解开了⽽事实没有解开的话，语⾔会失去价值，甚⾄只能添乱。

想到让事实说话的⼈⽐起动不动就想说倒⼀⼤⽚的⼈更安详。

这段话的主要观点是( )。

A.语⾔是不重要的，⽽事实才重要 B.语⾔是不可靠的 C.事实解不开的话，语⾔也解不开 D.事实⽐动听的语⾔更有⼒量 4.寻找地球外的智慧⽣物⼀直是⼈们乐此不疲的⼯作。

如果“外星⼈”确实存在，他们居住的星球应该和我们的地球具有⼤致相同的环境。

科学家已就这⼀点基本达成共识，他们正努⼒在太阳系外寻找“第⼆地球”，也就是所谓的类地⾏星。

从这段⽂字中不能得出的结论是( )。

A.外星⼈是地球外的智慧⽣物 B.外星⼈居住的星球是类地⾏ C.科学家认为有外星⼈存在 D.“第⼆地球”可能存在于太阳系外 5.在世界范围内，常规能源逐渐减少，所以许多国家都在尽⼒减少，或摆脱对进⼝能源的依赖，寻找新能源。

工商银行2010年分行招聘考试真题《行政能力测试题》（考试时间：45分钟）言语理解与表达本部分共40题，每道题都是文字的陈述，要求你从四个选项中选出一个来完成陈述。

1.有些干部对自己的下属颐指气使，对自己的上司（），唯唯诺诺，一副奴才的嘴脸，这都是要不得的。

A.阳奉阴违B.醍醐灌顶C.顶礼膜拜D.耳提面命2.以下句子语序不正确的是（）。

A.桌上放着一个小茶叶纸盒B.但对于党的事业，对于需要领导关心、爱护的广大人才来说，非但没有好处，还会带来损害C.不少与我同时入伍或晚几年入伍的同志，都已经干出一番事业来了D.发言人公布的材料，改变了他们当初的说法3.下列依次填入横线处的词语，恰当的一组是（）。

要坚持权为民所，情为民所，利为民所，倾听群众呼声，反映群众愿望，关心群众疾苦，多为群众办好事、办实事。

A.用系谋真诚真实真情B.谋系用真诚真实真情C.用系谋真心真诚真实D.用系谋真实真心真诚4.有人认为，投资规模与国力相适应的资金运用的调控，能体现出投资规模宏观效益的大趋势，不能判断宏观规模收益究竟能够达到什么样的水平，不能揭示投资规模大小与投资全局收益率高低之间存在什么样的内在联系。

这种看法是有问题的。

填入划横线处的词语，最恰当的一项是（）。

A.研究如果但而且B.了解即使也还C.进行虽然但也D.通过只要就也5.根据句意依次填写词语，最恰当的是（）。

（1）傍晚时候，上灯了，一点点黄晕的光，出一片安静而和平的夜。

（2）我们上了轮船，离开栈桥，在一片的好似绿色大理石桌面的海上驶向远处。

（3）汽车在望不到边际的高原上奔驰，你的视野的，是黄绿错综的一条大毡子。

A.烘托寂静进入B.映衬平静进入C.烘托平静扑入D.映衬寂静扑入6.在如今花样繁多的手机套餐中，无论移动还是联通，算计消费者的心思都用到了极致，不但挖掘一个个消费陷阱，而且不惜采用一些低劣的蒙骗手段，甚至弄虚作假。

填入划横线部分最恰当的一项是（）。

A.巧取豪夺B.巧立名目C.借题发挥D.用心良苦7.这个季节，我已是极为清澈的了，沾着露水驾着青春的骏马，黎明的阳光我的声音，我在早晨自由而虔诚地敲响洪钟，为你而唱的喃喃响起，这个季节，我已是极为幸福的了，你美丽的名字和灿若星辰的容颜温暖我的天空，美好我的空间。

工商银行笔试题库及参考答案工商银行笔试题库及参考答案一、选择题1、工行的口号是（）。

A. 与您共享发展成果 B. 宇宙工行，全球服务 C. 给您更多，为您省更多 D. 卓越工行，全球服务2、工行的愿景是（）。

A. 中国的宇宙工行 B. 中国的工商银行 C. 中国的榜样 D. 中国的领导品牌3、工行的精神是（）。

A. 不断超越，领先一步 B. 与时俱进，不断发展 C. 勤奋、智慧、开拓、超越 D. 稳健、创新、包容、卓越4、工行的经营理念是（）。

A. 诚信、规范、创新、共赢 B. 以客户为中心，以市场为导向 C. 高效、敬业、诚信、智慧 D. 稳健、服务、卓越、创新5、工行的核心价值观是（）。

A. 诚信、和谐、稳健、卓越 B. 稳健、服务、卓越、创新 C. 以客户为中心，以市场为导向 D. 高效、敬业、诚信、智慧二、填空题1、工行成立于年月日，前身为。

2、工行境内外分支机构达到个，其中境外机构达到个。

3、工行的产品和服务品牌分别是和。

4、工行的电子银行用户达到万户，其中企业用户达到万户，个人用户达到万户。

5、工行是中国大陆首家获得“AAA”评级的商业银行，同时也是全球市值最大的上市银行。

三、简答题1、请简述工行的发展历程和取得的重要成就。

2、请阐述工行的国际化战略及其在海外的布局情况。

3、请说明工行在互联网金融方面的创新和举措。

4、请介绍工行的绿色金融政策和相关实践。

5、请分析工行的普惠金融和金融扶贫政策及其成效。

四、论述题1、论述工行在数字化转型和科技创新方面的战略思考和实际举措。

2、论述工行如何实现风险管控和业务发展的平衡与协同。

3、论述工行在服务实体经济和促进国家发展战略方面的具体贡献。

4、论述工行在国际化和跨境业务方面的优势和特色。

5、论述工行在人才队伍和企业文化建设方面的策略和实践。

五、综合题1、请结合工行的实际情况，分析并回答互联网时代下传统银行业所面临的挑战与机遇。

2、请结合工行的具体情况，就如何提高金融机构的客户体验提出你的看法和建议。

中国工商银行笔试题（精选五篇）第一篇：中国工商银行笔试题中国工商银行笔试部分考题一、单项或多项选择1、现金出纳员从银行提取现金之后，应做什么记账凭证A、现金收款凭证B、现金付款凭证C、银行存款收款凭证D、银行存款付款凭证2、我国确定人民币储蓄利率的机构是：当然是中国人民银行，其他选项我忘记了3、IP电话是通过什么传输的A、INTERNETB、TCP/IP网络C、普通电话线4、下列机构哪个没有行政处罚权A、国家税务总局B、太原市公安局C、国务院办公厅D、中国人民银行5、商业银行实行基金托管后，那种投资方式带来的机遇最大A、养老基金B、产业投资基金C、封闭性投资基金D、开放性投资基金6、巴塞尔协议规定的资本充足率8%，其他的不写了7、为了保证存款人的利益，规定（）都不允许单位和个人进行查询、汇划，除了特殊规定的之外A、个人存款B、单位存款C、任何存款D、合法存款8、公民的权利和义务具有哪些主要特点A、权利和义务的广泛性B、权利和义务的现实性C、权利和义务的平等性D、？二、英译汉大概意思是：高层主管的决策往往不是按照CLASSICAL模式进行的，例如TARGETASSESSING PROBLEMDECISION等等，而是通过一种VAGUED“INSTITUTION”进行的许多的WRITERS ON MANAGEMENT认识到了经理人往往通过直觉进行决策，但是对直觉的定义却不是一致的某些人认为直觉和RATIONALITY是对立的，而另外一些人认为直觉就是做出CAPRICIOUS的选择三、汉译英上海是世界上最大的海港城市之一，在过去她就是远东地区的经济、金融、贸易中心。

随着颇具规模、现代化的浦东新城在浦江对岸兴起，上海成为推动中国经济增长的重要力量，并且带动了中国沿海地区的发展。

世界关注中国，世界关注上海四、作文郭沫若先生应约为某个杂志写了一首纪念十月革命35周年的诗歌，诗歌的立意很好，但是在文笔和其他方面就不尽人意了，年轻的编辑非常为难，在请示了领导之后，她去郭沫若那里，郭沫若非常热情的接待了她，并且说“这是我的败笔之作，应该修改“根据上述材料，自拟题目，撰写1000字以上的议论文中国工商银行(ICBC)笔试题——中国工商银行(ICBC)——第一部分：行政能力测试题（65题）（1）语言理解与表达40题，题目难度不高，而且相对来说题目较短，不过觉得有些答案看起来不是那么容易判断（2）数学运算10题，包括追及问题、种树问题、行程问题等，对公务员题目比较熟悉的人相对来说有优势，不过因为本人计算能力比较差，所以有几道题目都是白撞的。

2009年工商银行笔试真题（回忆版）部分工行笔试题目:80道单选，涉及时事，经济，天文，地理，历史，管理，会计，金融等等，0.5分一道。

记忆比较深的：1、“老死不相往来”是谁的主张。

我选的老子。

2、对西方文官制度影响深重的中国历史上人才选拔制度。

我选的科举。

3、关于黑洞正确的是……题具体忘了，但印象中我选的似乎是黑洞的引力对周围行星分布的影响。

4、法律规定，如果加班，加班工资是正常工资滴多少倍。

5、股票发行时会有溢价，发行价由谁决定。

6、资产负债表反映滴是公司的财务状况，财务状况是指……7、被踢出太阳系行星行列的是哪颗，太阳系现有几颗行星？我是应届生8、由那个方向沿着穿过子午变更线会少一天。

9、收购中，指并购完成后，并购者无法使整个企业产生经营、财务、市场份额等协同效应，这是虾米风险，营运，选错了T_T10、我国获得第一枚奥运金牌滴人。

11、谁谁谁在哪的讲话，指出今年反腐倡廉的重点是……12、一道数列题，非常简单，基本上一次差分后是个以4为公差的等差数列。

差不多全是这类的题吧。

接下来，E文部分。

5个英文的阅读理解选择题，觉得非常简单。

一道阅读问答题。

一篇英翻汉，一篇汉翻英英文那篇是关于地外文明以及一种新的研究方法，话说，请问下radio astromy应该怎么翻合适啊？汉语那篇是一个小故事，但是，默，觉得非常难把握，很有那种五四时期胡适等人写的生活小散文的味道。

最后是申论，1000字，个人认为是关于社会公平，尤其收入分配公平，破题破得很次。

难度比公务员考试小很多，出现大量往年公务员考试真题。

数列题5道（好像是），其中出现等差数列、隔项等差这种送分题应用题15道，基本上可以30s到1分钟一道，这里浪费的时间可以在后面补回来。

阅读（这个部分不怎么记得了）常识出现的真题有：资治通鉴成书于北宋年间、鱼背黑色腹部白色是因为进化保护色还有诗歌与作者对应，正确答案是陈子昂定义题大量真题，也涉及法律，但是不偏逻辑题比公务员简单，推理题基本上一到两步推理就得到答案图形逻辑题很正常，没有公务员考试那么变态排序题十分容易，是省时间的地方资料分析题需要卯起来死算的题目不多。

第一部分：英语能力测试一、阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists. You would have seen 115,000 people buzzing with confidence and excitement. On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics. Instead, it was the 2003 Consumer Electronics Show, also known as CES, held in Jan. 9th –12th. No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件). Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion). This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times. The interest and innovation in PCs is nothing next to the action in other realms of high tech. As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site. Thanks to the severe decline in the PC industry, the 2002 Las Vegas Comdex was only half the size of its 2000 incarnation. The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters. But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer. There were 46 exhibitors in the alarm-clock category alone, and even an electric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made. This proliferation(丰富) of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television, which the Federal Communications Commission hopes to see completed by 2006.But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that y ou can’t record them, and so on. (As many seminar panelists observed, however, strides are being made in all those areas.)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Tech nology (SPOT) software. Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny. It’s only a matter of time before you'llsee people rebooting their toasters.The digital camera models on display were cheaper, better and smaller than their predecessors. Olympus’s Stylus 400, for example, is a tiny, silver, pocketable wonder that takes four-megapixel photos (enough resolution for 13-by-19-inch prints). It’s due in the s pring for $400.1. Why are 115,000 people buzzing with confidence and excitement?[A] They are truly strange people to feel overexcited at seeing new things.[B] They are going to be pleased by the passers-by.[C] They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2. The 2002 Las Vegas Comdex was held only half the size of its 2000 incarnation because ___________.[A] the industry lacks exciting innovations.[B] the industry slowed down its development.[C] the sale volume greatly shrank that year[D] its production declined for short of capital3. The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is the fastest developmental section in electronics industry[D] the exhibitors in the alarm-clock category are particularly active in displaying their products4. By 2006 it can be expected to __________according to paragraph 6.[A] reach those smaller booths.[B] see high-definition plasma television sets available on the US market[C] reach those smaller booths with the $10,000 plasma TV screens[D] proliferate wide screen sets in the USA5. The digital camera models on display __________________.are cheaper in price, and higher in quality than their predecessorsII. .are pocketable due to its being tiny in sizeIII. are all worthy of no more than 400 US dollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine. The laser has been incorporated into systems to measuredrop size, velocity and vibration to name but a few. But few laser-based systems are able to aid the study of all these phenomena with the same system. The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD. The High Speed Imaging system comprises an Oxford Lasers LS20 Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second. The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis. The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light. Another feature of the system is the ability to focus down the light. This has two benefits. The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects. This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine. Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle. The second is the ability to shine the laser light down a fiber optic cable. This aids in the illumination of areas of the running engine very difficult to access by normal optics. This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them. The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing.6. How many uses of the laser-based analysis system does the author want to show us?[A] One [B] Two [C] Three [D] Much more than three7. Which of the following does the High Speed Imaging system comprise ________.[A] an Oxford Lasers LS20 Copper Vapor laser[B] 4540 Digital High Speed Motion Analysis system[C] DRAM memory allowing immediate play back of the recorded images for viewing[D] a High Speed Imagining Division of Oxford Lasers LTD.8. Which of the following is the main advantage of the laser flashes?[A] Keeping image contrast [B] getting rid of image blur[C] Increase the intensity of light [D] All is said in A, B, and C9. Which of the following uses is NOT TRUE according to the passage?[A] The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B] The air-flow can thus be made easier to be mapped with the laser.[C] The turning speed of the combustion engine can be accelerated by using vapor laser.[D] The exposure time of the camera can be reduced by the laser flashes.10. Which of the following can be the best title of the passage?[A]At the Speed of Light[B] A High Speed Imagining Division Made by the Oxford Lasers LTD.[C] A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years. My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final. When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why. At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home. Although she wasn't watching the match, she was listening to it on the radio.England won 4:2 and so my brothers and I ran to the post office. As we burst in, my mother was standing behind the counter. She was waiting to sell us a very special limited edition with ENGLAND WINNERS on each stamp. We were over the moon.We still have it today, and perhaps it is worth a lot of money.11. This passage mainly tells us __________.A. the author and her brother used to like stamps very muchB. the author had a very kind motherC. the author and her brother had an unforgettable experience in collecting stampsD. their mother used to support them by working in the post office12. According to the passage, her mother worked in the post office ________.A. during the weekB. on SaturdaysC. on SundaysD. for six days13. Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why. Why do you think she did that?A. She wanted to give them a surprise.B. She doubted if she would get the stamps.C. She forgot to do that.D. She thought it unnecessary to tell them the reason.14. What does the sentence "We were over the moon." mean?A. We jumped high.B. We were extremely happy about it.C. We watched the moon for a long time.D. We couldn't sleep the whole night.15. What is the best title for this passage?A. My Childhood.B. My Mother.C. A Precious Stamp.D. A Memorable Experience in Collecting Stamps.答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings. What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signa ls from the body’s sensors and interpreting what must be happening—that your brain must have moved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion. The sensors that make this magic are of two kinds. Each eye contains about 120 million rods, which provide somewhat blurry black and white vision. These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones. Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue.Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve. We see an image for a fraction of a second longer than it actually appears. In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture. Like apparent motion, color vision is also subject to unusual effects. When day gives way to night, twilight brings what the poet T.S. Eliot called “the violet hour.” A light levels fall, the rods become progressively less responsive. Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” col or—white, not red. Our eyes are constantly comparing an object against its surroundings. They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color. Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp. As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so smalla space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year. The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thin powder fuse that burns steadily and haltingly until it finally reaches the charge and explodes.”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends. Rapid growth is a comparatively recent phenomenon. Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history. For most of our ancestors, life was hard, often nasty, and very short. There was high fertility in most places, but this was usually balanced by high mortality. For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods. Often, societies were in clear danger of extinction because death rates could exceed their birthrates. Thus, the population problemthroughout most of history was how to prevent extinction of the human race. This pattern is important to notice. Not only does it put the current problems of demographic growth into a historical perspective, but it suggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD. 1650. In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650. Between 1650 and the present, the population has increased from 500 million to more than 4 billion. And it is estimated that by the year 2000 there will be 6.2 billion people throughout the world. One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable. Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year. At present, this number is added every six hours. The increase is about 80,000,000 persons annually. 21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A.A virtually stable or slightly decreasing period and then a sudden explosion of population.B.A slow growth for a long time and then a period of rapid, dramatic increase.C.Too many people on earth and a few rapid increase in the number added each year.D.A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A.only one in ten persons could live past 40.B.there was higher mortality than fertility in most places.C.it was too dangerous to have babies due to the poor conditions.D.our ancestors had little enthusiasm for more children.答案：B23.Which statement is true about population increase?A.There might be an increase of 2.2 billion persons from now to the year 2000.B.About 50,000 babies are born every six hours at present.C.Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D.The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24.The author of the passage intends to___.A.warn people against the population explosion in the near future.pare the demographic growth pattern in the past with that after 1650.C.find out the cause for rapid increase in population in recent years.D.present us a clear and complete picture of the demographic growth.答案：D25.The word “demographic” in the first parag raph means___.A.statistics of human.B.surroundings study.C.accumulation of human.D.development of human.答案：A资料6：On the 36th day after they had voted, Americans finally learned Wednesday who would be their next president: Governor George W. Bush of Texas.Vice President Al Gore, his last realistic avenue for legal challenge closed by a U. S. Supreme Court decision late Tuesday, planned to end the contest formally in a televised evening speech of perhaps 10 minutes, advisers said.They said that Senator Joseph Lieberman, his vice presidential running mate, would first make brief comments. The men would speak from a ceremonial chamber of the Old Executive office Building, to the west of the White House.The dozens of political workers and lawyers who ha d helped lead Mr. Gore’s unprecedented fight to claw a come-from-behind electoral victory in the pivotal state of Florida were thanked Wednesday and asked to stand down.“The vice president has directed the recount committee to suspend activities,” William Daley, the Gore campaign chairman, said in a written statement.Mr. Gore authorized that statement after meeting with his wife, Tipper, and with top advisers including Mr. Daley.He was expected to telephone Mr. Bush during the day. The Bush campaign kept a low profile and moved gingerly, as if to leave space for Mr. Gore to contemplate his next steps.Yet, at the end of a trying and tumultuous process that had focused world attention on sleepless vote counters across Florida, and on courtrooms form Miami to Tallahassee to Atlanta to Washington the Texas governor was set to become the 43d U. S. president.The news of Mr. Gore’s plans followed the longest and most rancorous dispute over a U. S. presidential election in more than a century, one certain to leave scars in a badly divided country.It was a bitter ending for Mr. Gore, who had outpolled Mr. Bush nationwide by some 300000 votes, but, without Florida, fell short in the Electoral College by 271votes to 267—the narrowest Electoral College victory since the turbulent election of 1876.Mr. Gore was said to be distressed by what he and many Democratic activists felt was a partisan decision from the nation’s highest court.The 5-to –4 decision of the Supreme Court held, in essence, that while a vote recount in Florida could be conducted in legal and constitutional fashion, as Mr. Gore had sought, this could not be done by the Dec. 12 deadline for states to selecttheir presidential electors.James Baker 3rd, the former secretary of state who represented Mr. Bush in the Florida dispute, issued a short statement after the U. S. high court ruling, saying that the governor was “very pleased and gratified.”Mr. Bush was planning a nationwide speech aimed at trying to begin to heal the country’s deep, aching and v aried divisions. He then was expected to meet with congressional leaders, including Democrats. Dick Cheney, Mr. Bush’s ruing mate, was meeting with congressmen Wednesday in Washington.When Mr. Bush, who is 54, is sworn into office on Jan.20, he will be only the second son of a president to follow his father to the White House, after John Adams and John Quincy Adams in the early 19th century.Mr. Gore, in his speech, was expected to thank his supporters, defend his hive-week battle as an effort to ensure, as a matter of principle, that every vote be counted, and call for the nation to join behind the new president. He was described by an aide as “resolved and resigned.”While some constitutional experts had said they believed states could present electors as late as Dec. 18, the U. S. high court made clear that it saw no such leeway.The U.S. high court sent back “for revision” to the Florida court its order allowing recounts but made clear that for all practical purposes the election was over.In its unsign ed main opinion, the court declared, “The recount process, in its features here described, is inconsistent with the minimum procedures necessary to protect the fundamental right of each voter.”That decision, by a court fractured along philosophical lines, left one liberal justice charging that the high court’s proceedings bore a political taint. Justice John Paul Stevens wrote in an angry dissent:” Although we may never know with complete certainty the identity of the winner of this year’s presidentialel ection, the identity of the loser is perfectly clear. It is the nation’s confidence in the judge as an impartial guardian of the law.”But at the end of five seemingly endless weeks, during which the physical, legal and constitutional machines of the U. S. election were pressed and sorely testedin ways unseen in more than a century, the system finally produced a result, and one most Americans appeared to be willing at lease provisionally to support. The Bush team welcomed the news with an outward show of restraint and aplomb. The governor’s hopes had risen and fallen so many times since Election night, and the legal warriors of each side suffered through so many dramatic reversals, that there was little energy left for celebration.26 The main idea of this passage is[A]. Bush’s victory in presidential election bore a political taint.[B]. The process of the American presidential election.[C]. The Supreme Court plays a very important part in the presidential election.[D]. Gore is distressed.27 What d oes the sentence “as if to leave space for Mr. Gore to contemplate hisnext step” mean[A]. Bush hopes Gore to join his administration. [B]. Bush hopes Gore to concede defeat and to support him.[C]. Bush hopes Gore to congraduate him. [D]. Bush hopes Gore go on fighting with him.28 Why couldn’t Mr. Gore win the presidential election after he outpolled Mr. Bush in the popular vote? Because[A]. the American president is decided by the supreme court’s decision. [B]. people can’t directly elect their p resident.[C]. the American president is elected by a slate of presidential electors. [D]. the people of each state support Mr. Bush.29 What was the result of the 5—4 decision of the supreme court?[A]. It was in fact for the vote recount. [B]. It had nothing to do with the presidential election.[C]. It decided the fate of the winner. [D]. It was in essence against the vote recount.30 What did the “turbulent election of 1876” imply?[A]. The process of presidential election of 2000 was the same as that.[B]. There were great similarities between the two presidential elections (2000 and 1876).[C]. It was compared to presidential election of 2000. [D]. It was given an example.答案：A B C D B二、完型填空Business and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased __1__ that causes rapid rises in prices. __2__ your money buys fewer goods so that you get less for the same amount of money as before, inflation is the problem. There is a general rise __3__ the price of goods and services. Your money buys less. Sometimes people describe inflation as a (n) __4__ when "a dollar is not worth a dollar anymore". Inflation is a problem for all consumers. People who live on a fixed income are hurt the ___5__. Retired people, for instance, cannot __6__ on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to __7___ their needs in time of inflation. Retirement income __8__ any fixed income usually does not rise as fast as prices. Many retired people must cut their spending to keep up with rising prices. In many cases they must stop __9__ some necessary items, such as food and clothing. Even for working people whose incomes are going up, inflation can be a problem. The __10__ of living goes up, too. People who work must have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep __11__ with rising prices, the standard of living goes down. People may be earning the same amount of money, but they are not living __12__ because they are not able to buy as many goods and services.Government units gather information about prices in our economy and publish it as price indexes __13___ the rate of change can be determined. A price index measures changes in prices using the price for a __14__ year as the base. The base price is set at100, and the other prices are reported as a __15__ of the base price. A price index makes it possible to compare current prices of typical consumer goods, for example, with prices of the same goods in previous years.1. A. spending B. demanding C. consuming D. saving2. A. Because B. While C. Since D. When3. A. in B. on C. at D. to4. A. chance B. time C. moment D. occasion5. A. best B. least C. most D. worst6. A. rely B. rest C. depend D. count7. A. meet B. obtain C. care D. acquire8. A. or B. and C. excluding D. including9. A. to buy B. buying C. having bought D. from buying10. A. price B. level C. cost D. standard11. A. race B. pace C. speed D. step12. A. as usual B. as such C. as before D. as well13. A. in which B. of which C. from which D. by which14. A. given B. last C. fixed D. definite15. A. portion B. percentage C. proportion D. fraction参考答案： ADABC DAABC BDCAB三、字词理解1. The forecast for this evening is wind and rain, theoutlook for tomorrow is fine and sunny.A. out of handB. on every handC. on the other handD. on all hands答案：C2. - I wonder if you could help me.- _________________________________.A. I couldB. Yes, I doC. No, not at allD. Of course答案：D3. She paid the builder _________ the gate.A. to repairB. repairC. repairingD. repaired答案：A4. Not until most of the people had left the airport _________ his sister was there.A. that he saw。

工商银行笔试题库及参考答案一、单选题1. 以下哪项不是工商银行的核心价值观？A. 以客户为中心B. 以人为本C. 以市场为导向D. 以合规为底线参考答案：D2. 工商银行成立于哪一年？A. 1984年B. 1985年C. 1986年D. 1987年参考答案：A3. 工商银行的股票代码是多少？A. 601398B. 601939C. 601857D. 601328参考答案：A4. 工商银行的业务范围不包括以下哪项？A. 存款业务B. 贷款业务C. 证券业务D. 保险业务参考答案：C5. 工商银行的企业文化理念不包括以下哪项？A. 诚信为本B. 专业卓越C. 创新引领D. 合规经营参考答案：D二、多选题6. 工商银行的业务板块主要包括以下哪些？A. 零售银行业务B. 公司银行业务C. 资产管理业务D. 金融市场业务参考答案：ABCD7. 以下哪些属于工商银行的金融科技创新成果？A. 智能客服B. 云计算C. 区块链D. 人工智能参考答案：ABCD8. 工商银行的企业社会责任主要包括以下哪些方面？A. 环保责任B. 社会责任C. 员工责任D. 企业治理责任参考答案：ABCD9. 以下哪些属于工商银行的特色业务？A. 个人理财产品B. 供应链金融C. 国际结算业务D. 网点智能化参考答案：BCD10. 工商银行在推进绿色金融方面采取了以下哪些措施？A. 加大对绿色产业的信贷支持B. 发行绿色债券C. 推广绿色金融产品D. 参与碳市场交易参考答案：ABCD三、判断题11. 工商银行是全球最大的银行之一。

（对/错）参考答案：对12. 工商银行的主要业务集中在零售银行业务。

（对/错）参考答案：错13. 工商银行在国内外设有大量分支机构。

（对/错）参考答案：对14. 工商银行是我国四大国有商业银行之一。

（对/错）参考答案：对15. 工商银行在金融科技创新方面取得了显著成果。

（对/错）参考答案：对四、简答题16. 请简要介绍工商银行的企业文化。

工商银行2010年校园招聘真题第一部分：行政能力测试题（65题），1.E-mail邮件本质上是（）。

A.一个文件B.一份传真C.一个电话D.一个电报2.下列作家不是法国人的是（）。

A.都德B.莫泊桑C.雨果D.海涅3.人体患急性炎症时，每立方毫米血液中白细胞数可能是（）。

A.700个B.16 000个C.30万个D.500万个4.含羞草的感应性对它生存的主要意义是（）。

A.防止损伤枝叶B.利用捕食昆虫C.利用水分运输D.利于体内有机物的分配5.宋朝以来，没有做过我国国都的城市是（）。

A.开封B.南京C.杭州D.洛阳6.我国少数民族中人口最多的民族是（）。

A.朝鲜族B.蒙古族C.壮族D.回族7.Internet的缺点是（）。

A.不够安全B.不能传输文件C.不能实现即时对话D.不能传送声音8.破坏臭氧层的物质主要是（）。

A.氟利昂B.二氧化碳C.酸雨D.紫外线9.不属于经济特区的城市是（）。

A.深圳B.珠海C.广州D.厦门10.计算机鼠标是一种（）。

A.输出设备B.输入设备C.光标D.控制器11.主张“人性善”的是（）。

A.孔子B.孟子C.荀子D.韩非子12.首先提出“无为而治”主张的是（）。

A.孔子B.孟子C.老子D.庄子13.月蚀发生时（）。

A.月球在地球和太阳之间B.太阳在月球和地球之间C.地球在太阳和月球之间D.是在新月的时候14.红色颜料与(①)色颜料可配成紫色，黄色颜料与(②)色颜料可配成绿色。

A.①绿；②蓝B.①蓝；②蓝C.①蓝；②红D.①绿；②红15.与针式打印机和喷墨打印机相比，不属于激光打印机特点的是（）。

A.打印分辨率高B.噪声小C.速度快D.价格低16.在我国古代神话中“开天辟地”、“钻木取火”、“尝百草”分别指（）。

A.燧人氏、女娲、神农氏B.盘古氏、神农氏、燧人氏C.盘古氏、燧人氏、神农氏D.女娲、燧人氏、神农氏17.一个人（）越过国际日期变更线时，钟表的时刻不变，但日期应加一天。

工行银行笔试题及参考答案工商银行笔试题目及参考答案一、填空题1、工商银行的核心价值观是_____、、、_____。

参考答案：诚信；责任；服务；稳健2、工商银行的愿景是成为_____、_____、_____的国际一流商业银行。

参考答案：最赚钱；最优秀；最受尊重3、工商银行的历史使命是_____，_____。

参考答案：创造价值；回报股东二、选择题1、工商银行的核心业务包括但不限于以下哪些方面？（多选题） A. 储蓄业务 B. 贷款业务 C. 理财业务 D. 国际结算参考答案：ABCDE2、工商银行在风险管理方面的优势包括哪些方面？（多选题） A. 先进的风险管理理念 B. 完备的风险管理体系 C. 专业的风险管理团队 D. 先进的风险管理技术参考答案：ABCD三、判断题1、工商银行的使命是为客户提供最好、最全面、最及时的服务。

（）参考答案：正确2、工商银行的未来发展重点将更加注重数字化、智能化、绿色化等方面。

（）参考答案：正确四、简答题1、请简述工商银行在互联网金融发展中的应对策略。

参考答案：工商银行在互联网金融发展中的应对策略主要包括以下几个方面：一是加强技术创新，投入更多资源进行技术研发，提升互联网金融的技术水平和创新能力；二是优化产品设计，针对不同客户群体推出个性化的金融产品，满足客户的多样化需求；三是强化风险管理，加强风险控制和防范，保障客户信息和资金安全；四是加强与第三方合作，借助第三方平台的优势，拓展业务范围，提升市场竞争力。

2、请简述工商银行在企业文化建设方面的主要举措。

参考答案：工商银行在企业文化建设方面的主要举措包括以下几个方面：一是强化企业文化的核心价值观和愿景，使员工明确企业的发展目标和方向；二是加强员工培训，提升员工的专业素质和企业文化意识；三是营造良好的企业文化氛围，通过举办各种文化活动和庆祝活动，增强员工的归属感和凝聚力；四是建立有效的激励机制，鼓励员工积极参与到企业文化建设中来，推动企业文化的持续发展。

这可能不是第一个我就是尽力回报一下把记得的写一写攒下RP1.今年和去年时间不一样了60分钟全是TOEIC的100个题40个单选 10个短篇完型填空50个阅读2.30分钟50个/51个题的工行+专业+时事3.60分钟59个行测4.性格测试，25分钟90个1.英语TOEIC最典型的就是题量大题比较简单很多阅读都是一下就能找到的但是在电脑上做题确实不方便而且这个系统是选完答案后要在右上角选“NEXT”，不是选完自动跳的，考场中还有个人没找到一直问我这怎么卡了不动...2.先是工行的，8个，使命是什么；价值观里的稳健是什么含义；2011上半年实现利润多少，增长多少；什么债券业务2011上半年完成了多少，是2010年的三倍；收购阿根廷什么银行多少股份；国外银行在印度哪成立；还有2－4个不记得了然后是专业知识，32个，虽然我学得金融，但是我觉得文科的都差不多，考了会计边际贡献，给了数让算利润是多少，计算机有什么物联网的两个，不会做；经济学有微观一个，实在忘了是哪块了，金融有期权套利，简单的汇率换算，关于M1,M2，货币乘数，给了数让算月利率，管理学哪个人的理论含义，权力下放的什么理论。

有人记得再补充吧~时事的，10个，蛟龙号第二次潜了多深，两个诺贝尔经济学家研究哪部分获奖，欧州首脑因为欧债集会研究哪些内容，建党90周年胡主席讲话内容，这次大连达沃斯主题是什么，中国实行计划生育少了多少人让第70亿人生在了菲律宾，我国的网民数量（8楼的ivy-shining贡献~），云计算核心技术（hereistand贡献）很杂很强大，反正我都蒙的~3.行测，15个资料分析，5个左右图形推理，4个数学运算，2个思维（1000M的火柴棍至少去掉几根能变成原来的1/1000，一个人脸朝东，一个人脸朝西，有蜡烛、镜子、手电之类的5个东西，问要用几个能让两个人看到彼此的脸，4个广口瓶里放蜡烛，分别放长的、长+短、短的、长的+水（hereistand贡献）），数列有2、4、8、2、6、（），2、2、3、10要算成24不用加减乘除哪个符号（yamaptotoma提供），剩下的就是言语和文字逻辑推理，我不觉得这个多简单，反正一样是看着晕晕的，可能我行测本来也不强吧~4.性格测试，按着自己的想法点就好了，这个是新加上的。

福建莆田2010年工商银行校园招聘笔试真题答案及解析（下）-回忆版参考答案一、言语理解1.C本题考查的是成语的使用。

“相辅相成”是指互相补充，互相配合，与文中“知识结构”的两个方面相合。

(2)的空白处强调的是二者的区别，用“混为一谈”恰当。

排除A、B、D项。

2.C可以把四个选项代入句中通读一遍。

B显然不正确，“才能”和“能够”重复，句子不通顺，D代入也不通顺，A太过绝对。

故选C，代入后是一个充分条件关系的复句。

3.D质疑，着重的是怀疑;质问，带有贬义色彩;质询，议员在议会期间，就政府的施政方针、行政措施以及其他事项，向政府首脑或高级官员提出质疑或询问并要求答复的活动;质对，对质对证。

句子讲的是“人大代表”，所以选D。

4.A本段文字出自鲁迅的《纪念刘和珍君》，根据“文明人”、“发明”、“伟大”等词汇可以看出，作者是在借用一些褒义词来衬托出强烈的讽刺意味。

故选A。

5.C(1)中的“他”凭借自己的努力，让领导和同事从心理上承认了他，接纳了他，所以要选择“认可”。

(2)中说的是在文化差异下的一种心理状态，应该选择“认同”。

二、逻辑计算6.B最多能同时使用6台，一天24小时共有24×6个台时数，所以每台可使用的时间为总台时数÷8台，即24×6÷8=18小时。

7.D由题意甲<乙<丙可排除A;观察选项B、C、D可知，丙跟乙的比例数只相差1，花钱的数量丙比乙多了16-8=8元;简单地可以理解成1个比例数相当于8元，所以96元相当于96÷8=12个比例数，选项D中比例数和为3+4+5=12，因此选D。

8.D这道题可以列两个方程求解，但比较慢，所以应从供选答案入手。

甲在2008年的年龄减去2(即2006年的年龄)应被4整除，由此排除B、C;在选项A、D中考虑乙的年龄，A 中12-2=10，10的4倍是40，A不符合，所以选D。

三、逻辑思维9.C有人声称人不能为一套房子而活着，因为这些人不愿意将大半生的积蓄耗在房子上，更不可能买多套房子了。

2010工商银行校园招聘笔试真题上海金融人考试网（/）制作一、言语理解1.在下列各句横线处，依次填入最恰当的成语。

( )(1)合理的知识结构是广博与精专的辩证结合。

专与博都是相对的，应该，协调发展。

(2)神话能给人们一种积极向上的力量，迷信则使人们屈服于“妖魔鬼怪”。

我们绝不能把神话与迷信。

(3)我们在困难面前不应该，而应该奋勇前进。

A.融会贯通相提并论犹豫不决B.交相辉映同日而语举棋不定C.相辅相成混为一谈畏缩不前D.兼而有之一视同仁贪图安逸2.全党同志和全国人民团结一心，坚持不懈地奋斗，不断取得扎扎实实的成效，我们一定能够使社会主义新农村建设真正成为惠及广大农民群众的民心工程。

填入划横线部分最恰当的一项是( )。

A.如果就B.只有才能C.只要就D.倘若也就3.面对人大代表的依法，有些部门的负责人虽然还不能圆满答复，但都表现出虚心接受，认真反思的态度。

填入划横线部分最恰当的一项是( )。

A.质疑B.质问C.质对D.质询4.当三个女子从容地辗转于文明人所发明的枪弹的攒射中的时候，这是怎样的一个惊心动魄的伟大啊!中国军人的屠戮妇婴的，八国联军惩创学生的，不幸全被这几缕血痕抹杀了。

填入划横线部分最恰当的一项是( )。

A.伟绩武功B.罪行行径C.暴行罪恶D.罪恶罪行5.下列依次填入横线处的词语，恰当的一组是( )。

(1)进入这个单位后，他勤奋工作，每次都保质保量地完成任务，很快就得到领导及同事的。

(2)由于父亲是美国人，母亲是韩国人，比起其他同年龄的中学生来说，她很难自我。

A.认同认可B.赞同认识C.认可认同D.赞同认同二、逻辑计算6.一居民楼内电线的负荷只能允许同时使用6台空调。

现有8户人家各安装了一台空调。

问在一天(24小时)内，平均每户(台)最多可使用空调多少小时?( )A.16B.18C.20D.227.甲、乙、丙三人买书共花费96元钱，已知丙比甲多花16元，乙比甲多花8元，则甲、乙、丙三人花的钱的比是( )。

工商银行笔试题库及参考答案工商银行笔试题库及参考答案一、单项选择题。

（共60题，每题1分，共60分。

每题的备选项中，只有1个最符合题意）1.中央银行增加黄金、外汇储备，货币供应量（C）。

A.不变B.减少C.增加D.上下波动2.中国央行首要调控的货币是（C ）。

A.M-1——、M2和M3B.M1和M2C.M0和M1D.M33.马克思揭示的货币必要量规律的理论基础是（B ）。

A.货币数量论B.劳动价值论C.剩余价值论D.货币金属论4.弗里德曼的货币需求函数中的y表示（D）。

A.国民收入B.工资收入C.名义收入D.恒久性入5.其它情况不变，中央银行提高商业银行的再贴现率，货币供应量将（B）。

A.增加B.减少C.不变D.不定6.通货膨胀首先是一种（B）。

A.制度现象B.经济现象C.心理现象D.社会现象7.投资和信贷相结合的租赁形式是（A）。

A.杠杆租赁B.金融租赁C.经营租赁D.财务租赁8.某客户购买贴现国债，票面金额为100元，价格为91元，期限为1年，其收益率为（D）。

A.9%B.7.43%C.10.8%D.9.89%9.假定某储户8月1日存入定活两便储蓄存款5000元，于10月1日支取，如果支取日整存整取定期储蓄存款一年期利率为2.25%，活期储蓄利率为1.85%，银行应付利息为（D）。

A.225元B.135元C.22.50元D.18.50元10.借款人支付给贷款人的使用贷款的代价是（B ）。

A.资本B.利息C.工资D.利润11.名义利率扣除通货膨胀因素以后的利率是（D）。

A.市场利率B.优惠利率C.固定利率D.实际利率12.某银行5月20日向某公司发放贷款100万，贷款期限为一年，假定利率为4.5%.该公司在5月20日还贷款时应付利息为（A）。

A.54000元B.4500元C.375D.6000元13.从事汽车消费信贷业务并提供相关金融服务的专业机构是（A ）。

A.汽车金融公司B.汽车集团公司C.汽车股份公司D.金融投资公司14.投资基金是由若干法人发起设立，以（A ）的方式募集资金A.发行受益凭证B.发行金融债券C.组织存款D.发行股票15.中央银行发行货币、集中存款准备金属于其（B）。

中国银行2010笔试综合&行测真题及答案中国银行的校园招聘统一笔试包括三部分第一部分：英语90分钟（95题）题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时第二部分：行政能力测试60分钟（70题）基本上全部是推理题，包括：言语能力（选词填空）数字推理符号推理数量关系逻辑排序材料分析逻辑判断常识问题第三部分：综合（80题）考的知识比较全面，包括：金融学、会计学、计算机基础、管理学、时政等内容，以下为搜集的2010笔试真题及部分答案。

注意：给一个答案的就是正确答案有选项的表示答案还需要讨论全篇如此，供大家参考。

一、数字推理3.32，7.16，11.08，（），19.02 15.042，8，18，（），50 32123，52，21，9，3，（） 31，3/4，8/9，9/8，7/5,( ) 61/363，3，6，24，（）192二、数量关系1．周长为400M的操场每20M画一道线请问要一共要画多少道线192021222. 二进制数1100100转换成十进制为：941101001023. 一个KTV每周二全天半价，其他每天晚上11点到第二天凌晨7点半价，请问一周共有多少小时半价营业724. 下列那个乘积最大：A. 599*601B. 598*602C ？D. 500*6005. 班里有5个女生、10个男生，抽出一个人去值班，抽完了就去掉不再加入，第二次抽到女生的概率为多少？A三分之一B15分之1C14分之1 D？三、符号推理1. 回、赏、同、形同一规律的字：A.章B、卜C、?D.园四、逻辑排序（题目部分选项不清欢迎讨论得出答案）1.行政改革滞后行政成本大公款吃喝人大代表发言社会热评2. 住房改革建立商品房建立廉价租房买不起房子房价上涨3. 金融危机盲目留学留学生留不了学（大概这个意思）国外部分高校。

工行笔试题及参考答案参考答案5中国工商银行董事长是？（）答案：易会满。

多选题下列哪些是银行结算账户的特点？（） A.是用于办理资金收付结算的账户 B.是用于存储资金的账户 C.是用于办理债权债务关系的账户D.是用于办理货币交易的账户答案：ACD。

下列哪些是银行结算账户的分类？（） A.基本存款账户 B.一般存款账户 C.专用存款账户 D.临时存款账户答案：ABCD。

下列哪些是支票的特点？（） A.见票即付 B.可以用于转账 C.可以用于现金支付 D.可以用于银行本票的付款提示答案：ABC。

判断题对公存款不能用于贷款。

（）答案：对。

需求分析师是负责深入理解和转化用户需求的专业人员。

他们需要具备优秀的沟通技巧、问题解决能力，以及技术方面的知识。

在面试需求分析师时，面试官可能会出一些笔试题来测试候选人的技能和知识。

以下是一些可能的需求分析师笔试题及参考答案：描述一个你曾经处理过的最复杂的需求，你是如何解决这个需求的？参考答案：以一个电商网站的需求为例，用户希望在网站上能够根据价格区间进行商品搜索。

我首先了解了用户的需求，然后与开发团队进行了沟通，将需求转化为一个可实现的产品特性。

我创建了用户故事和用例，并制定了相应的测试计划。

在开发过程中，我与开发团队保持密切的沟通，确保开发工作按照计划进行。

我对产品进行了测试，确保价格搜索功能按照用户期望的方式工作，并撰写了用户手册和操作指南。

参考答案：我会根据用户提出的需求对重要性进行初步判断。

然后，我会进一步了解用户的需求，包括他们的背景、使用场景和目标。

我会考虑这个需求是否能够解决用户的问题，以及它是否符合我们的业务目标。

我会与相关团队进行讨论，综合考虑所有因素来确定需求的重要性。

你如何向非技术人员解释复杂的技术概念或问题？参考答案：当我需要向非技术人员解释复杂的技术概念或问题时，我会尽可能使用简单的语言和形象的比喻来帮助他们理解。

我会避免使用过于专业的术语，而是用易于理解的语言来解释问题。

中国工商银行笔试试题（员工守则部分）一、单项选择题1、中国银行员工应当、勤勉、诚实履行自己的职责。

DA、合规；B、合法、C、、敬业；D、依法2、中国银行员工应当根据的授权范围履行职责。

CA、中国人民银行；B、中国银监会、C、银行；D、我国法律法规3、中国银行员工不得利用职务便利为以及前述人员投资或担任高级管理职务的公司、企业从事经营活动提供商业机会和其他利益。

AA、亲属、朋友；B本人、亲属；C、本人、朋友；D、本人、家属4、中国银行员工必须遵守国家和银行的规则，不得对外或对银行内部无关人员泄漏国家和银行秘密。

BA、机密；B、保密；C、秘密；D、绝密5、业务关联方按照规定给予的合法折扣、或其他奖励，均属银行所有，员工在收到后应及时报告上级并上缴银行处理。

CA、现金；B、存单；C、佣金；D、支票6、除受银行委派外，员工不得在其他公司、企业等组织中兼职或领取报酬。

BA、非营利性；B、营利性；C、人民团体；D、行业协会7、中国银行员工应当严格遵守相关法律、法规、规章、监管规定、适用的以及银行章程、规章制度、操作规程等业务管理规范和要求。

AA、国际惯例；B、国家规定；C、同业惯例、D、银行惯例8、中国银行员工不得利用职务或在银行工作的便利，为和前述人员投资或担任高级管理人员的机构办理业务提供优于一般客户的特殊条件和程序。

DA、本人、朋友；B、本人、亲属；C、亲属、朋友；D、本人、亲属、朋友9、中国银行员工必须坚持原则，不得超出授权范围或违反职责规定对客户做出有关银行服务品种、范围、利率、手续费率、汇率、还款方式、计息方法等方面的承诺。

CA、总量授权；B、因人授权；C、授权有限、D、差别授权10、中国银行员工对行内监察稽核部门或外部依职权进行的各种检查，应依照规定予以配合。

DA、中国人民银行；B、银监局；C、税务机构；D、审计机构11、中国银行员工违反《中国银行员工守则》的规定，给银行造成损失的，无论该员工是否仍在银行工作，银行都将保留的权利。

中国工商银行笔试试题及答案一、选择题1. 以下哪个选项不属于商业银行的主要业务范围？A. 存款业务B. 贷款业务C. 证券业务D. 结算业务答案：C2. 以下哪个不属于人民币货币政策的三大法宝？A. 存款准备金率B. 再贴现率C. 利率D. 公开市场操作答案：C3. 以下哪个银行是中国的中央银行？A. 中国工商银行B. 中国农业银行C. 中国银行D. 中国人民银行答案：D4. 在银行信贷业务中，以下哪个属于信贷资产？A. 存款B. 贷款C. 投资债券D. 现金答案：B二、填空题1. 商业银行的核心业务是______。

答案：贷款业务2. 中国工商银行的成立时间是______。

答案：1984年3. 中国人民银行的主要职责是______。

答案：制定和实施货币政策，维护金融稳定4. 商业银行的存款业务主要包括______、______、______。

答案：活期存款、定期存款、储蓄存款三、判断题1. 商业银行的贷款利率必须高于存款利率。

（）答案：错误2. 中国工商银行是一家国有商业银行。

（）答案：正确3. 人民币货币政策的三大法宝是存款准备金率、再贴现率和汇率。

（）答案：错误4. 商业银行可以自由决定贷款利率。

（）答案：错误四、简答题1. 简述商业银行的贷款审批流程。

答案：商业银行的贷款审批流程一般包括以下步骤：- 借款人提交贷款申请；- 银行对借款人进行尽职调查，包括信用评估、财务状况分析等；- 银行内部审核贷款申请；- 审批通过后，银行与借款人签订贷款合同；- 放款。

2. 简述人民币货币政策的传导机制。

答案：人民币货币政策的传导机制主要包括以下几个方面：- 利率渠道：通过调整存款准备金率和再贴现率，影响市场利率，进而影响投资和消费；- 信用渠道：通过调整信贷政策和监管措施，影响银行信贷供给，进而影响实体经济的融资成本；- 资产价格渠道：通过影响股票、债券等资产价格，影响投资者和消费者的财富效应和预期；- 汇率渠道：通过调整汇率，影响国际贸易和资本流动。

2010年中国工商银行数据中心笔试部分考题[真题]一、单项选择题1.全面建设小康社会，在发展生产的基础上，提高全国人民的生活水平和家庭消费档次，使生产和消费协调发展。

这表明( )。

A.生产决定消费，因为只有生产出什么才能消费什么B.消费促进生产，因为只有生产出的东西被消费了才能再生产C.生产决定消费，但消费对生产和其他环节起着重要的促进作用D.必须保护消费者合法权益，因为消费越多对经济增长拉动越大2.1915年9月，陈独秀在( )创办《新青年》，标志着新文化运动的开始。

A.北京B.上海C.广州D.东京3.我国的财政收入连年大幅度增长，有效地支持了国家重点建设和西部大开发战略。

财政收入包括( )。

A.税收收入、债务收入、国有企业上缴的利润收入B.税收收入、外汇收人、国有企业上缴的利润收入C.债务收入、外汇收入、国有企业上缴的利润收入D.税收收入、外汇收入、债务收入4.看问题“只见树木，不见森林”是( )。

A.唯物辩证法的观点B.客观唯心主义C.形而上学的观点D.不可知论的观点5.我国商业银行的基本业务活动，除了吸收存款和发放贷款之外，还有( )。

A.转账结算B.买卖股票C.管理企业D.发行货币6.2007年8月30日第十届全国人民代表大会常务委员会第二十九次会议通过（），这是一部保护竞争的法律制度，是市场经济国家基本的法律制度。

A.《企业所得税法》B.《物权法》C.《反垄断法》D.《劳动合同法》7.城市中违法用地、违规建设的数量惊人，城市形象杂乱；在旧城改造中，大拆大建，一些珍贵的历史文化风貌遭到破坏。

针对这两种“城市病”，最根本的解决途径是( )。

A.加强依法治国B.加大宣传教育的力度C.用暴力手段反对D.让媒体曝光8.“今大道既隐，天下家，各亲其亲，各子其子，货力为己，大人世及以为礼。

”这主要是指下面哪一种情况?( )A.私有财产出现B.阶级产生C.贫富分化加剧D.世袭制代替禅让制9.国务院某部制定一行政规章，规定对某种行政违法行为，除处罚单位以外，还要给予直接责任人员以罚款的行政处罚，但有关规定这一违法行为处罚的国务院行政法规并没有规定要对直接责任人员予以行政处罚。

福建莆田2010年工商银行校园招聘笔试真题答案及解析（上）-回忆版参考答案一、言语理解1.A本段话最后一句“开展交流与合作，培养选拔后备力量”是并列的两件事，而B项却认为前者是后者的保证;选项C中女足的活动受委托的专业金融机构管理和运作并未提及，题目中只是说对女足发展基金进行管理和运作;D项中说“已确定”，但是题意却是“将”，还未发生。

2.A【解析】原文第一句提出要加强个人所得税方面的宣传工作。

第二句讲的是要通过宣传教育培养纳税意识，树立风气。

A项是对这两句的概括总结。

B项是要建立的纳税风气的内容，C、D两项都只表达了第一句的意思。

故正确答案为A。

3.B要注意的是，本段话是以语言为中心来讲语言与事实的关系，因此在选项中应该选择以语言为中心的选项，A和C的叙述是不正确的，而D是以事实为中心的，所以应该选B 为最佳。

4.C依题意，科学家的努力都是在假设基础上进行的，A、B、D均为科学家假设的内容，C与题意相悖，有无外星人尚在假设、探索阶段，故答案选C。

5.B通过“许多国家都在尽力减少，或摆脱对进口能源的依赖，寻找新能源”，可以得知新能源已经越来越受到人们的重视。

所以选项B正确。

二、阅读理解6.B由文章第二自然段可知，现行的文明标准不是由格林•丹尼尔一个人提出来的，而是通过很多人讨论，格林•丹尼尔做补充。

所以A项错误，B项是正确的。

因为“是不是完全适合中国的情况，当然还得进一步考虑，可是直到今天为止，我们国内学术界还是使用这样的标准”，所以C项错误。

D项说法过于绝对，文中没有说“一定”要在考古学上找证据，故答案选B。

7.D文章提出文明的标准有三个，首先要有城市，即要有城乡差别，C选项正确;其次要有文字，好让文化留存和传播，B选项正确;第三要有复杂的礼仪建筑，即出现了文明时代的阶段分化和统治，A选项也正确。

8.D根据文章可知A、C项的说法不符合文义，B项过于绝对，文中并没有明确表明中国和日本的标准完全相同。